Thursday, February 27, 2014

Make your own cheap but classy cards for every occasion

I can never quite decide which is more annoying-- the steep price for greeting cards or having to run out and grab one when I realize last minute I need a "Happy Birthday" card or a "Congratulations" card or whatever the occasion may be.

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Font by

The solution? I buy blank cards and envelopes in bulk and have rubber stamps for each occasion. Then, whenever I need a card, I have the tools to make one in seconds on hand. 

Here are the supplies you need:

Blank cards and envelopes. I think the recycled paper looks nice with black rubber stamps, but pick whatever kind you like. I couldn't find the link to the same cards I purchased, but these ones seem like they'd get the job done. 50 cards and envelopes for $8.00?! 

Ink pad and stamps. I have a large black ink pad and the stamps I get from Paper Source (mostly because it is the most convenient location for me to get to). I usually wait until I have a specific card to write that I need a stamp for, then I'll go out and buy the stamps. Usually one small picture stamp and one small word stamp. It's great if "Congratulations" fits the bill because you can use that for many occasions (baby showers, weddings, graduation...) Once you invest in the stamps (which are somewhat pricey, but still only about the cost of two store-bought Papyrus cards), then the cost (variable cost... for you accountants) for each card is pretty low ($0.16 if you buy those super cheap ones linked to above). I like that.

That's it!

I usually stamp out two or three cards every time I make one so I have a couple on hand. I just do the picture and the word stamp on the front of the card. I stamp the picture across the seal of the envelope just to tie things together. Done and done.

So easy to keep any kind of card you'd ever need on hand.

How cute is this tandem bike for a wedding card?

Simple thank you card

Share-- How do you save money on gifts?

Monday, February 24, 2014

Tax Time: Forms Overview (What's the difference between a W-2 and a 1099??!)

After the year ends, the tax forms start coming in. But what are they each for? The numbering/naming system isn't terribly self-explanatory, so we thought we'd take a crack at giving an overview on what the most common forms are.

Let's talk about the forms you receive in the mail.

Thursday, February 20, 2014

Kids Doing Their Own Laundry by Age 8--Here's How!


About me: Hey there! My name is Shauna Klippel. I have a wonderful husband and together we have seven children. While I love things like, vintage fashion, keeping organized and exercising, what I love even more is dedicating myself to this family we have created. Helping my children to be happy and successful in their lives is number one on the list for me right now. Together, my husband and I work hard to instill a good work ethic, love and spirituality in our children's lives and in our own lives as well. Part of what makes life busy is homeschool, frequent travels to San Francisco, and regular old household work that has to be done in order for our home to run happily and efficiently. And this is the life that I love the most! Check out my blog at

Here I will share with you, tried and true tips and the belief I have behind having children do consistent "work" in their homes. 

Like most of us, as parents we are always looking for opportunities for our children to work. We want our children to be productive people. Gone are the days where we work from sun up to sun down, performing hard tasks that could actually be described as labor. Except for some, this just isn't our reality anymore. So, while manual labor may not be on the back porch, we can expect our children to do major household tasks such as laundry. And this is just what we've done. We've taught our children to do their own laundry from a young age and they are expected to do it weekly. Keep in mind that these tips are tried and true. And, I'm not going to share anything that's rocket science, really. Read on to find out how I get my kids to do their own's really quite simple. 
Shauna's Four Oldest Kids

AGE 5:  

First off,

Monday, February 17, 2014

Tax Series #3: What are some easy ways to file my return? (Includes Coupon Code!)

Tax time. It rolls around every year. How are you going to get that pesky return filed? Here at Money Hip Mamas, we're here to help. There are a million different tax preparation services, so I polled my friends (many of which are tax accountants themselves) to get the scoop on the best options out there.

Do-It-Yourself Software

For A Basic Return - My good accountant friend Nate has

Thursday, February 13, 2014

How to Organize Your Linen Closet

I'm not sure if everyone feels this way, but there is something so satisfying about opening the door to a recently organized closet-- especially if it used to be a total disaster. Here's what we did to tackle our linen closet.

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Step 1: Purge
It's time to go through and get rid of the stuff you never use. For us,

Monday, February 10, 2014

Tax Time: Charitable Contributions

I think most people know that charitable contributions can be beneficial come tax time, but I thought I'd throw in a brief refresher course as to the actual details of how that works. As a disclaimer to all of my accountant friends, I know this issue can get very complicated. But for most of us, it's pretty straightforward- and I'm addressing this post to the "most of us" to keep it simple.

A quick note on tax basics-- confused as to what exactly a deduction is? Check this post out before reading on.

What counts as a charitable contribution?
First of all, what is a charitable contribution (at least according to the IRS)?

Thursday, February 6, 2014

Getting Your Toddler (or Baby!) to Sleep In

How much would you pay to get your toddler or child to always sleep in (or at least happily stay in bed) until a decent hour? If your answer is $30, keep reading...

***UPDATE: Just used this clock successfully with my 10-month-old as well. I love my life.

Not too long ago, I was fighting the almost-daily battle of a two-year-old waking up too early. I found the most glorious solution and have been singing its praises so loudly and so often, I finally decided to write up a blog post so I can send a link rather than re-typing my explanation of this marvelous invention.

It's called the "Ok to Wake Children's Alarm Clock and Nightlight." Lauren recommended it to me a long time ago and I must admit, I hesitated several months before buying it ($30 isn't a fortune, but I'm pretty cheap and was skeptical it would work). By the time I got frustrated and exhausted enough to order it, I almost paid extra for the one-day shipping. In addition to a toddler, I had a newborn and was desperate for any extra sleep.

How It Works:

Monday, February 3, 2014

Budget Boot Camp - To Do #1: Calculate Your Net Worth

Pop Quiz: 

How is it possible that rich, famous MULTI-millionaires can end up not only broke, but in huge amounts of debt? I hate to call out the beloved “U Can’t Touch This” creator, but MC Hammer is the perfect example. And how is it possible that my own dear Grandpa was able to comfortably provide for his large family and have plenty saved for retirement working as a humble dairy delivery man? Budgeting, baby. Many people think the solution to financial stress is to make more money, but that's just one part of the equation. Without budgeting, it doesn't matter how much money you make because it won't ever be enough. Not only will budgeting help you avoid financial disaster, it's how you'll reach your financial goals (Don't have any specific financial goals? You will next month--stay tuned!).

Just like regular boot camp, if you're out of budgeting shape, this isn't going to be easy. Adopting any new habit takes dedication, but we're here to help by breaking it down into one manageable task (or “To Do” Item) per month. Stick with us and you'll end 2014 with a
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