tag:blogger.com,1999:blog-52678171242019160272024-03-10T10:49:48.322-07:00Money Hip MamasLisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.comBlogger635125tag:blogger.com,1999:blog-5267817124201916027.post-67995622235592393372024-01-03T10:50:00.000-08:002024-01-03T10:50:25.871-08:003 Great Steps To Make Your Retail Space Look Amazing<p> <img height="401" src="https://lh7-us.googleusercontent.com/bkxlNMbxBRCVtVnfolEWDc8K-zG0yCT09ptaMdpvynhB1WQ4qgbNmJU7O2rFyNY33UcsZ5rz2WDLcIIQDFDHkrSCUGno5aYSUqXMlTYii3KRnM4wpASxF7_NP7s_7OgvyrcaKy-hWk3PFZOl98MzpeE" style="font-family: Arial, sans-serif; font-size: 11pt; margin-left: 0px; margin-top: 0px; white-space-collapse: preserve;" width="602" /></p><span id="docs-internal-guid-e7d214f0-7fff-7c4f-7f6b-aa5ca6aec687"><p dir="ltr" style="line-height: 1.295; margin-bottom: 0pt; margin-top: 10pt;"><a href="https://unsplash.com/photos/person-leaning-on-wall-while-holding-gray-hat-qnKhZJPKFD8" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Image Credit: Clark Street Mercantile from Unsplash.</span></a></p><p dir="ltr" style="line-height: 1.295; margin-bottom: 0pt; margin-top: 10pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If you’re starting a retail company, you’ll naturally need to get quite a few things sorted. One of the more notable of these is your retail space, and you’ll want this to look great. As natural as this is, it’s often not the easiest thing to do.</span></p><p dir="ltr" style="line-height: 1.295; margin-bottom: 0pt; margin-top: 10pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">It feels overwhelming and complicated, and you mightn’t know </span><a href="https://www.moneyhipmamas.com/2021/07/6-startup-ideas-for-newbie.html" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">where to start</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. If you want to make your retail space look amazing, it’s worth looking at a few particular steps. They could end up helping much more than you’d think.</span></p><h2 dir="ltr" style="line-height: 1.295; margin-bottom: 0pt; margin-top: 10pt;"><span style="color: #2f5496; font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Make Your Retail Space Look Amazing: 3 Great Steps</span></h2><h3 dir="ltr" style="line-height: 1.295; margin-bottom: 0pt; margin-top: 10pt;"><span style="color: #1f3863; font-family: Arial, sans-serif; font-size: 14pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">1. Avoid Clutter</span></h3><p dir="ltr" style="line-height: 1.295; margin-bottom: 0pt; margin-top: 10pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">You could sell quite a few products in your retail store, and that can easily </span><a href="https://organisemyhouse.com/what-is-clutter/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">lead to clutter</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> if you don’t know what you’re doing. This could be unappealing to potential customers, and they mightn’t even come inside if they see it’s cluttered. You’ll need to make sure that doesn’t happen.</span></p><p dir="ltr" style="line-height: 1.295; margin-bottom: 0pt; margin-top: 10pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">You can work this into your overall design.</span></p><p dir="ltr" style="line-height: 1.295; margin-bottom: 0pt; margin-top: 10pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Keep clutter in mind, and make sure you keep it as clutter-free as possible. While that could mean making a few changes to the layout you already have, it’ll be more than worth it in the long-term. You’ll have a more appealing and functional retail space because of it.</span></p><h3 dir="ltr" style="line-height: 1.295; margin-bottom: 0pt; margin-top: 10pt;"><span style="color: #1f3863; font-family: Arial, sans-serif; font-size: 14pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">2. Use Accent Walls</span></h3><p dir="ltr" style="line-height: 1.295; margin-bottom: 0pt; margin-top: 10pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Your walls have a significant impact on how your retail space looks, and it’s worth spending some time on them. Make sure they don’t look boring, and help them work for your company. Spend some time focusing on visual appeal, with there being more than a few ways to do this.</span></p><p dir="ltr" style="line-height: 1.295; margin-bottom: 0pt; margin-top: 10pt;"><a href="https://www.thespruce.com/accent-walls-tips-essential-dos-donts-797861" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Accent walls</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> can be one of the more notable ways you can do this. All this needs is a bit of paint and a little bit of time. You don’t have to spend a lot of effort on it, but it’ll make more of an impact than you’d think.</span></p><h3 dir="ltr" style="line-height: 1.295; margin-bottom: 0pt; margin-top: 10pt;"><span style="color: #1f3863; font-family: Arial, sans-serif; font-size: 14pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">3. Invest In Railing</span></h3><p dir="ltr" style="line-height: 1.295; margin-bottom: 0pt; margin-top: 10pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">You’ll need to layout your retail space in a certain way, with the design of the building and other factors playing a role with this. That could mean needing to place boundaries or separations between certain sections. You don’t need to settle for something unappealing, however.</span></p><p dir="ltr" style="line-height: 1.295; margin-bottom: 0pt; margin-top: 10pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Instead, you could go for something a lot nicer.</span></p><p dir="ltr" style="line-height: 1.295; margin-bottom: 0pt; margin-top: 10pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Commercial </span><a href="https://www.liversbronze.com/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">railing companies</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> can install visually appealing options that work well in your store. It’ll end up making it look more appealing while also adding a certain sense of style. Railing could end up helping much more than you would’ve thought. It’s worth at least considering them.</span></p><h2 dir="ltr" style="line-height: 1.295; margin-bottom: 0pt; margin-top: 10pt;"><span style="color: #2f5496; font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Make Your Retail Space Look Amazing: Wrapping Up</span></h2><p dir="ltr" style="line-height: 1.295; margin-bottom: 0pt; margin-top: 10pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Trying to make your retail space look amazing often feels complicated and confusing, but it doesn’t need to be that way. Instead, some steps can be more straightforward than you’d expect. Despite that, they’ll have much more of an impact than you’d think.</span></p><p dir="ltr" style="line-height: 1.295; margin-bottom: 0pt; margin-top: 10pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Your retail space will end up looking much nicer than you could’ve thought, and you shouldn’t have anything to worry about. You’ll have a space customers will love and where you can relatively easily make a sale.</span></p><div><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><br /></span></div></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-16038509291422591882023-12-24T07:07:00.000-08:002023-12-24T07:07:54.770-08:00Protecing Your Family Against Life Changing Events<p> <img height="401" src="https://lh7-us.googleusercontent.com/tVUDhk_5KhRbtg3FbcXh-lcTHRxrJ0Yy76LMfxH8CTyJDC21doDtsAU01M3eeQTyU9Eg7x7MInJcXQRlCGyzfZd7LPJMhVa-fHJ8CarmVi6tUm7gWHhJ4FFv4Cy1a0WwrTFrfLXSmOQdf5K96AxJQDU" style="font-family: Arial, sans-serif; font-size: 11pt; margin-left: 0px; margin-top: 0px; white-space-collapse: preserve;" width="602" /></p><span id="docs-internal-guid-1e30d550-7fff-f5f1-d549-eabbf6447b79"><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://www.pexels.com/photo/standing-family-near-fireplace-1648387/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Image credit</span></a></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Protecting your family and your lifestyle in the event of an emergency isn't something people want to think about, but when life can change in the blink of an eye, being able to keep moving forward and limit the disruption caused will serve you well in the long term and give you a better chance of getting back on your feet faster.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">But if it's an emergency, how can you prepare?</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 17pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Savings</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Savings are vital when your life's turned upside down. You need to have something to fall back on should your primary source of income be lost or reduced. Ideally, you should </span><a href="https://www.moneyhelper.org.uk/en/savings/types-of-savings/emergency-savings-how-much-is-enough" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">aim to build a savings fund or emergency fund or at least one month's worth of expenses</span></a><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">, but ideally 6 months or more. Look at your living costs and determine what you need to be able to survive and pay all of your bills for one month, then start building the savings. If you hit one month's worth and you haven't used it, then aim for two, and so on.</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 17pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Reduce Debt</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">In the proper context, debt can be a helpful tool, i.e., buying a new car, taking on a mortgage, etc, but loans and credit card debts can drain your finances in an emergency and will increase your outgoings. If you want to put your family in the best possible position should anything impact your life as you know it, having as little debt as possible can be a good idea.</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 17pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Insurances</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">How much would it cost to replace all of your belongings if you lost them in a house fire, flood, or weather disaster? It will likely cost more than you think. The same goes for getting a new car or in the event of a death and being able to afford the mortgage. Life insurance, homeowners insurance, flood insurance, and more are all safety nets should anything happen. Talking to an</span><a href="https://insurancebrokersofmd.com/" style="text-decoration-line: none;"><span style="color: #4a6ee0; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;"> insurance agent</span></a><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> can help you to find the right type of insurance for you and your family and the level of coverage you will need should anything happen.</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 17pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Emergency Supplies</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Disasters can happen in many different forms, and being prepared in various ways can give you the best level of protection and support. While all the above are excellent for helping you financially, </span><a href="https://www.ready.gov/kit" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">having emergency supplies</span></a><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> to hand can be a practical way to mitigate other problems you might encounter. If you live in a food area and experience hurricanes or extreme weather, you lose power, which can impact your quality of life and cause massive disruptions.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Emergency supplies can look like protein bars, bottled water, a wind up radio, blankets, clean underwear, tinned food, dry food, matches, lighters, candles, batteries, and emergency contact details in a ready bag can be a lifesaver should you experience anything mentioned or anything else that interferes with your life.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Preparing for an emergency might seem a bit excessive; however, if you don't know how you will cope should you experience a life-changing event, then it is not such an out-there concept after all, is it?</span></p><br /></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-16833020481351004572023-12-23T12:50:00.000-08:002023-12-23T12:50:47.721-08:00Home Repairs To Put At The Top Of Your To-Do List<p> <span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Whether you’re looking to </span><a href="https://www.moneyhipmamas.com/2021/12/minimizing-costs-of-running-home.html" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">minimize the costs of running a home</span></a><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">, or simply make your property a nicer place to live, there are many benefits associated with prioritizing home repairs in the new year. </span></p><span id="docs-internal-guid-985cd9bc-7fff-9ac0-aae0-e884ccf49e31"><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 401px; overflow: hidden; width: 602px;"><img height="401" src="https://lh7-us.googleusercontent.com/K8wvSlOWhypXBKNIHGksMIZvKzxV491wf9WyzybGoTtf0Kxz424NkFngvXmXuEEPefedDecxL2k6zIYzXe7wl8UQ5M-3M80j3WTTGg6AkoUPafHd-fWVQBoEnBycp7BBJ47F4ErDgc7vT3Klt9TcaeI" style="margin-left: 0px; margin-top: 0px;" width="602" /></span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-style: italic; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Photo by</span><a href="https://unsplash.com/@themephotos?utm_content=creditCopyText&utm_medium=referral&utm_source=unsplash" style="text-decoration-line: none;"><span style="color: black; font-family: Poppins, sans-serif; font-size: 11pt; font-style: italic; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> </span><span style="color: #1155cc; font-family: Poppins, sans-serif; font-size: 11pt; font-style: italic; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Theme Photos</span></a><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-style: italic; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> on</span><a href="https://unsplash.com/photos/selective-focus-photography-blue-and-black-makita-power-drill-Klby0nxseY8?utm_content=creditCopyText&utm_medium=referral&utm_source=unsplash" style="text-decoration-line: none;"><span style="color: black; font-family: Poppins, sans-serif; font-size: 11pt; font-style: italic; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> </span><span style="color: #1155cc; font-family: Poppins, sans-serif; font-size: 11pt; font-style: italic; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Unsplash</span></a></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">With that in mind, here are five home repairs that should be put at the top of your to-do list moving forward! </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Damage to your roof. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">There are many reasons why your roof could be showing signs of damage. For example, cracked, missing or “curling” shingles are signs of ageing or the product of bad weather conditions such as storms.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">However, as a damaged roof exposes your home to the elements, it is important that you reach out to an </span><a href="https://wxtite.com/2023/08/30/the-benefits-of-hiring-a-local-roofing-contractor-in-charleston-sc/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">expert insured commercial roofer</span></a><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> as soon as possible. This can prevent further damage from occurring, such as flooding, water damage, or even damage caused by pests entering your home.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Faulty electrics. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Whether you’ve been debating whether or not you should </span><a href="https://www.moneyhipmamas.com/2022/10/repair-or-rewire-your-homes-electrics.html" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">repair or rewire your home's electrics </span></a><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">for some time or are dealing with power outages, electrical repairs should also be a number-one priority when carrying out home maintenance in the new year. After all, failing to address electrical issues puts your health and safety at risk. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">On a similar note, it is important that all electrical work is left to the experts. Reading a guide online about how to complete a complicated electrical project does not guarantee skill. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Draughty windows/doors. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Even the smallest of gaps in windows and door frames can allow cold air to enter your home, which could mean that you’re spending far more than necessary on your monthly energy bills. Thankfully, this is a relatively easy, DIY-fix, as you simply need to buy a sealant online and use this to fill any gaps you notice. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If you are trying to make your home more sustainable in the new year while also preserving heat, it may be the perfect time to install new, double-glazed windows. After all, they can help keep your home warmer, even on days when it is particularly cold or chilly outside. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Clogged gutters. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Clogged gutters may not seem like a major maintenance issue to begin with, but they can quickly cause a lot of damage within your home. For example, a build-up of leaves, twigs and other forms of debris could cause blockages, which lead to flooring or water damage within your home. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Moisture/Water Damage. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Whether you’ve dealt with a flood at your property or a burst pipe, it is </span><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">vital</span><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> that you rectify water damage as quickly as possible. After all, if left unattended too, a build-up of moisture could lead to the development of damp or mold within your home, which poses a series of risks. For example, it could threaten your immune system, making you more vulnerable to sickness and respiratory perfume. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Poppins, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Beyond this, moisture damage could threaten the structural integrity of your home - which is precisely why you should respond to any challenges presented by water damage right away! </span></p><br /></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-83317122949417344672023-12-22T07:21:00.000-08:002023-12-22T07:21:46.605-08:00Keeping Your Tax Affairs In Order<p> <span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If you want to make sure that </span><a href="https://www.moneyhipmamas.com/2023/12/4-tips-for-older-entrepreneurs-starting.html" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">your finances</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> are in a good place as much of the time as possible, there are many ways that you might be able to achieve that. The truth is that one of the major parts of this is always going to be keeping your tax affairs in order. As long as you do that, it’s going to mean that your finances are generally going to be much stronger on the whole. So here are some of the main ways to make sure you are doing just that.</span></p><span id="docs-internal-guid-99eb1339-7fff-eff0-d0d1-8774b2660a66"><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 416px; overflow: hidden; width: 624px;"><img height="416" src="https://lh7-us.googleusercontent.com/fUeElreCUSJJZoSWah7q2spv4W6vcKXBXsRzllm2yZz6wVX84tKIKaRgkxaafQnk975wMhW3hvfR0HWsMRtS-KuYYpMSto6h8RUAtTxz-wkfO4oeG7wxVQV-L2KDxrZq3VDSCxKyccfg3N8guMS2cMI" style="margin-left: 0px; margin-top: 0px;" width="624" /></span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://www.pexels.com/photo/quote-box-ontop-of-stack-of-paper-bills-4386372/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 8pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Image Credit - CCO License</span></a></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Contact A Tax Accountant</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">One of the first things you should do here is to simply contact a tax accountant. They are going to be able to help you to keep your tax as it should be. There are two main ways in which they will help with this. Firstly, they are going to help you to make sure you are paying what you legally need to. But on the other hand, they can find legal ways for you to reduce your tax burden, which is obviously hugely helpful financially speaking. So it is always worth speaking with a tax accountant just to make sure you have everything in order.</span></p><br /><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Make Use Of Tax Credits</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">There are also tax credits for you to consider, and these are very useful to know about and make use of. Essentially, tax credits help you by paying back into your tax account, or in some cases reducing your burden. There are many kinds of tax credits out there, and which you can claim will all depend on what situation you find yourself in. You might want to look into </span><a href="https://www.treasurehouse.org/tax-credit-giving/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">tax credit giving</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> for charitable purposes as an example of one way you can approach this, for instance.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 384px; overflow: hidden; width: 624px;"><img height="384" src="https://lh7-us.googleusercontent.com/uXbe1OgKsdgHvrCZQoSHLRj_rqqXbZiHgXXh4xukQGTMxWXYmPVsiLRCFfiCDvQcVl7hON9VMlJKOU6fhMRxnfOWrmuT1CKPNtzxgf08k4b_7iaseXw2Z0-hR68N0RtiTCfYx6eTco9za5T4zyXSIXI" style="margin-left: 0px; margin-top: 0px;" width="624" /></span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://www.pexels.com/photo/cheerful-couple-counting-with-calculator-and-writing-notes-4308046/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 8pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Image Credit - CCO License</span></a></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Fill Out Your Tax Return On Time</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Whether or not you have an accountant to help, you do need to make sure that you fill out your </span><a href="http://www.expertsforexpats.com/expat-resources/british-expats/tax/eight-simple-steps-you-can-take-to-make-your-uk-tax-return-stress-free/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">tax return</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> if you are someone who needs to do this - and you should ensure that you are doing it on time. There are penalties for doing it late, and the taxman will probably look on you much less favorably in the future as well. Plus, if you owe any tax, then there are deadlines for paying that too, and you will need to make sure you remember that. It’s absolutely not worth failing to pay your tax on time.</span></p><br /><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Businesses</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If you have a business, then there are going to be all sorts of tax issues that you need to be aware of which are not going to apply to individuals. Again this is a situation where you will find that you need to hire a </span><a href="https://jeffreyahuddart.co.uk/getting-your-tax-affairs-in-order/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">tax accountant</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> to help you figure everything out. As long as you do that and you keep above board, you should find that you are going to really make a difference to how you approach the whole situation.</span></p><div><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><br /></span></div></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-26181829962932561732023-12-15T07:28:00.000-08:002023-12-15T07:28:55.640-08:00 Newborn Baby Essentials When You Are Expecting<p> <span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Having a baby is both a daunting and exciting time for any expectant parent. You may spend lots of your spare time reading books about pregnancy symptoms or preparing yourself for that labor you have heard so much about, but what about when the baby arrives? What then? Although many </span><a href="https://www.moneyhipmamas.com/2023/10/6-steps-to-prepare-financially-for-kids.html" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">expectant parents</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> spend time getting a nursery ready and ensuring they have a good stock of diapers, they can often forget to read up on what to do when the baby arrives. While a lot of it can be gained through experience, there are some essentials that every new parent and newborn can benefit from. With that in mind, here are some of them. </span></p><span id="docs-internal-guid-cc3c126c-7fff-f801-ad17-ceccadb2d33a"><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 421px; overflow: hidden; width: 624px;"><img height="421" src="https://lh7-us.googleusercontent.com/twDC-U71TDEBH-nyVGpO6_h5DnUPT0LZt0wQ2VNwSnp3olfgI85cshqFRnWToiNVsSwwMxTbdvePPJoAg5RurQ3vI5-Sx-put3tWoibAF3LWK4KQZhg5Gv4zhB1dmcmBIfTgG7MPK4ZYIp9u4FAo1n0" style="margin-left: 0px; margin-top: 0px;" width="624" /></span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://pixabay.com/photos/baby-hands-fingers-infant-child-2416718/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Image source - pixabay - cco license</span></a></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">They don’t need all the outfits, but a good stock of essentials</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">When you are expecting you may find yourself lingering for hours in the baby section looking at all of those cute little outfits. While buying a few of them is great, you may find that once the baby arrives, they tend to wear a lot of rompers and babygrows. For ease, mainly, due to the amount of times you will change them throughout the day. So ensure you have a good stock of vests, sleepsuits, rompers, and babygrows. As well as all the cute bits and pieces. Remember many people will actually buy your gifts and most of the time it will be little outfits, so make sure you stock up on the essentials. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">A baby monitor</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">For the first few weeks or months, you may choose to have your baby in a Moses basket or co-sleeper in your room. But at some stage, they will be sleeping in their own nursery. This is when a baby monitor will become an essential piece of kit if anything to keep your mind at rest when your baby is sound asleep. These days some of the monitors can even provide a video display and play lullabies or provide a talk-back option. These features could really come in handy as time goes on. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">The changing bag</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">No one would be surprised if you didn’t realize exactly how much stuff you will need to carry around with you should you leave your house with your baby. Changes of clothes, spare diapers, and even feeding options like a bottle or breast pump perhaps. These will all be essentials to ensure your baby will remain happy and content while you are out and about. So a </span><a href="https://www.peekaboobaby.com.au/diaper-nappy-bag/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">nappy bag</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> will become your new handbag as time moves on. Thankfully there are some really gorgeous ones available, so you don’t need to sacrifice your style. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Car seat, pushchair, or travel system</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Finally, at some point, you are going to want to leave your home and get out with your new baby. This is when you will need to purchase a </span><a href="https://www.besafe.com/safety-tips/tips/6-things-to-concider-when-choosing-a-car-seat/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">car seat</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> and a pushchair. However, these days you can invest in a travel system that handles the early and toddler stages of keeping your baby mobile. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">I hope this will help you get better prepared as you approach the arrival of your new bundle of joy. </span></p><br /></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-77217388949150306172023-12-14T09:55:00.000-08:002023-12-14T09:55:56.021-08:00Interior Design and Decor Ideas You Can Use to Improve Your Home<p><span style="font-family: Arial, sans-serif; font-size: 11pt; white-space-collapse: preserve;">When it comes to making the best choices to help your home improve, you need to think about the key ideas that are going to allow you to make the property stand out. It is important to ensure that you come up with some of the leading ideas that are going to help you achieve this. Making the right decisions to help your property shine and stand out is something you can achieve with the right interior design and decor choices. </span></p><span id="docs-internal-guid-4b1418c4-7fff-59f4-1bf7-1cb7ffbaa7cf"><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Sprucing up your home and making sure it looks as great as possible is something you need to keep on top of as much as you can. Whether you’re looking to </span><a href="https://www.moneyhipmamas.com/2023/11/7-of-best-ways-to-decorate-on-budget.html" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">decorate on a budget</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">, fully renovate the entire property, or make some touch-ups, being able to improve your home through the right kind of interior design is so rewarding. Use the ideas on here to help you make the most of this, and it is important to try to use these as effectively as possible. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: center;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 416px; overflow: hidden; width: 624px;"><img height="416" src="https://lh7-us.googleusercontent.com/PtEh0cgRAJvgtx5-UOJqWBJJRW9D1fXDk8tmZv2SaILmVBJsZ7bis-Fz5F4kl4tfp1ho93cHDJwyaCgp_aa_NWzyIp_eoSMzUJhROLGyKS9OpgpgoxuB0w2H_H5Mi1i2bLvlzRE1ZftMFaqlelgd2KA" style="margin-left: 0px; margin-top: 0px;" width="624" /></span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: center;"><a href="https://www.pexels.com/photo/kitchen-with-furniture-and-appliances-2724748/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Source</span></a></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Go Room By Room</span></h2><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">One of the best things you can do to make this work for you is to ensure you are focused on </span><a href="https://www.marthastewart.com/7841578/home-renovation-room-order" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">going room by room</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> to sort out your home improvements. Taking things one room at a time is going to result in a better outcome, and this is something you need to keep on top of as much as possible. Try to consider the different elements that can help you with this, and focus on going one room at a time, until it is perfect, and then moving onto the next room. </span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Decide Your Style in Advance</span></h2><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Thinking about the style you want to bring to your home each time you renovate or redesign is so important, and there are a lot of factors that will help you when it comes to making the most of this. It is essential to make sure to figure out the style you want for your home, and how it is going to help your property shine. Don’t be afraid to </span><a href="https://www.linkedin.com/pulse/how-experiment-interior-design-ultimate-guide-almolaminates#:~:text=Bold%20color%20is%20a%20great,rug%20in%20a%20different%20color." style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">experiment with style</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">, decor, and furniture, in order to add some flair and make your home look better in the process as well. </span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Find the Right Materials</span></h2><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">When you are looking to make the most of things in order to improve and boost your home, it is essential that you do the best you can to find the right materials. You have to make sure you are focused on quality, as well as finding the right materials to fit with your home and what you want to achieve. For instance, </span><a href="https://rusticotile.com/mexican-tile/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">handmade Mexican tiles</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> can have a major impact on your home, and this is something that you need to try to get right as much as possible, so it is important to think about the different ways this can make a difference. </span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Make it into a Family Project</span></h2><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If you want to get the best out of your interior design and decor, one of the best things you can do to achieve this is to make sure you make it into a family project. If you can get the whole family involved in the interior design and home decor process of your property, there are a lot of things that play a part in making this work for you. This is going to help you improve your home and the way it comes across, and there are so many advantages to this. Make sure you focus on the best steps that will help your home shine, and this is something that is really going to help. </span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Hire an Expert</span></h2><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If you have the money, but don’t have the time, you might decide that you would like to hire someone to take charge of your interior design and decor services, and this is something you need to try to get right as much as possible. Making sure you have experts in your corner can make a massive difference to the way your home comes across, and this is something you should account for. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">When it comes to improving your home, interior design and decor services play a massive role in making this work. You have to look at the best ways of being able to get your home in the best possible condition, and this is something that you have to think about as much as possible. Use these ideas to help you find the right ways of being able to make your home stand out, and this is important to get right as much as possible. </span></p><br /></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-33528502740065300172023-12-12T06:16:00.000-08:002023-12-12T06:16:43.277-08:004 Tips For Older Entrepreneurs Starting Their First Business<p> <span style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: 700; white-space-collapse: preserve;">4 Tips For Older Entrepreneurs Starting Their First Business</span></p><span id="docs-internal-guid-89b7e760-7fff-e405-040f-9603f25adda2"><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">You’re never too old to make your dreams come true, and that includes starting a business. About </span><a href="https://www.apollotechnical.com/entrepreneur-statistics/#:~:text=Although%20business%20owners%20come%20in,the%20ages%20of%2040%2D60" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">60%</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> of people who start small businesses are between 40 and 60 years old, which should be enough encouragement to get yours off the ground. In fact, doing this has some advantages. First of all, you’ve probably gathered enough working experience and knowledge of the business world. You would’ve also created a reliable network of support over the years and have saved some money from your regular job. So, if you are </span><a href="https://www.moneyhipmamas.com/2022/08/how-to-get-your-business-noticed.html" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">launching a business</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> as an older entrepreneur, here are tips to keep in mind.</span></p><br /><ol style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Plan what you need financially</span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 401px; overflow: hidden; width: 602px;"><img height="401" src="https://lh7-us.googleusercontent.com/prx3u4S6DFJsaQlN3VpIiDhdbCfLcGsYaUJAmnByctzu63pwdjNxb14zYQ0q0DZ3SqyUYcZq_GD0veXN6thZT0jA8BoAyL6X-heM3BkS-4R-bgVkw1J1vsSz-J_9uK24ZvWeV0xU-qgFERSqtR0B_lA" style="margin-left: 0px; margin-top: 0px;" width="602" /></span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://www.pexels.com/photo/person-counting-cash-money-4475523/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Image credit</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">You may have many financial commitments at your age, including providing for your family. So, you need to plan what you need financially for your business. Many have made the mistake of investing a lot into their businesses without a plan, causing a massive financial instability in other areas of their lives, particularly their families. </span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Ideally, you should have had enough saved over the years dedicated only to your business. But if that isn’t the case, ascertain how to raise funds without financially destabilizing other areas of your life. Your plan should ensure that you handle personal needs and finances before jumping into a business. </span></p><br /><ol start="2" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Take advantage of professional group membership</span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">You’ve probably joined some professional groups over the years, whether it’s an industry-specific organization or a professional network. You can access a wealth of valuable resources and funding from such members to push your business. For example, if you’re a veteran or running a veteran-led small business, you may qualify for venture funding from sources like </span><a href="https://finance.yahoo.com/news/alumni-ventures-empowers-veteran-led-160000542.html#:~:text=Alumni%20Ventures'%20commitment%20to%20supporting,driving%20progress%20in%20diverse%20sectors." style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Alumni Ventures</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. Some professional groups also provide mentoring programs and connections through networking events and workshops. Your members can open doors to getting valuable contacts and funding for your business. </span></p><br /><ol start="3" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Utilize your network </span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Don’t hesitate to reach out to people in your network for advice and other forms of assistance. Giving people you trust the chance to support your vision can make a world of difference. Even better, your network and circle will be more reliable since you’ve had enough time (many years) to build them. You’ll also probably have different people with different resources capable of supporting your business idea in different ways. </span></p><br /><ol start="4" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Build on your extensive experience in the industry </span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 401px; overflow: hidden; width: 602px;"><img height="401" src="https://lh7-us.googleusercontent.com/pktoYaQ3pme1DHOdcl-mc36cWQJEYQMEc2rlPSBYd3vnf9y4OBbsE89kq6KxiktuDDHAFdefcZFwkmvSzsK-iRMPyQqQyKj_u-Jxh-M2VUDN7mYhAQPWb2LcOGxkduQbostNPTvoM2i94nhYMbph_lQ" style="margin-left: 0px; margin-top: 0px;" width="602" /></span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://www.pexels.com/photo/man-wearing-black-and-white-stripe-shirt-looking-at-white-printer-papers-on-the-wall-212286/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Image credit</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Fortunately, you’ve racked up many years of experience in the business world as an employee, and your </span><a href="https://www.forbes.com/sites/allbusiness/2019/08/17/starting-business-older-entrepreneurs-advantage/?sh=735e3a553e0f" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">wealth of knowledge</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> can benefit your new business. It’s even better if your company is in the same field you worked as an employee. Now, draw upon this wealth of experience and your knowledge of the ins and outs of the industry to build, grow, and promote your new business. </span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Your accumulated skills, insight, and business contacts can be a powerful asset in your entrepreneurial journey if only you know how to use them to your advantage. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Starting a business in your later years can be rewarding if you know what to do. Hopefully, you'll consider these tips to achieve the desired outcome. </span></p><div><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><br /></span></div></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-58540968543456701812023-12-12T06:10:00.000-08:002023-12-12T06:10:49.432-08:007 Major Causes Of High Energy Bills In Your Home Inbox<p> <span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-weight: 700; white-space-collapse: preserve;">7 Major Causes Of High Energy Bills In Your Home</span></p><span id="docs-internal-guid-6291e830-7fff-9546-571f-b8743be08880"><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">When it comes to saving energy in your home, the delicate balance between comfort and cost is what matters the most. Normal American households spend about </span><a href="https://www.bankrate.com/mortgages/average-utility-bills/#:~:text=The%20average%20American%20household%20pays,electricity%20at%20%241%2C644%20per%20year." style="text-decoration-line: none;"><span style="background-color: white; color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">$6,888</span></a><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> a year on utilities, which includes payments for things like cell phones and internet plans as well as costs for gas, power and water. That said, it's safe to say that you wouldn't want to pay more than necessary to keep your electricity flowing. This article unveils the hidden forces behind your escalating energy bills, and yes you can do to correct them. </span></p><br /><ol style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Outdated appliances</span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 450px; overflow: hidden; width: 544px;"><img height="450" src="https://lh7-us.googleusercontent.com/fWGZwTmB_E_Tp8x_mYZdDPYd5UaxtrDxKljn83FjMPcWTWZWUm2fCx_wGd8OV7UqiWpIgkSVj1lK15xyyqG2Ttr85EdnQJp5C3DYd0WxGI3Wp9r4rxunvhYNIbIZk1uScOme5NYqvSTZ-FYBV_5CfTY" style="margin-left: 0px; margin-top: 0px;" width="544" /></span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://www.pexels.com/photo/photography-of-furniture-and-appliances-at-home-1173651/" style="text-decoration-line: none;"><span style="background-color: white; color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Image credit</span></a><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Older versions of your appliances are often more energy-intensive than newer ones, even if they have been reliable to you for many years. Making the switch to appliances that are more </span><a href="https://www.moneyhipmamas.com/2021/06/" style="text-decoration-line: none;"><span style="background-color: white; color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">energy efficient</span></a><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> not only lowers the amount of energy you use but also has the potential to make your house more ecologically friendly.</span><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><br /><br /></span></p><ol start="2" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Outdated bulbs and overuse</span><span style="background-color: white; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-wrap: wrap; vertical-align: baseline;"> </span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Traditional incandescent lights may not be made anymore, but if you still have them in your home, they may be costing you money. Install LED bulbs that use less energy and avoid using lights too much. Whenever you leave a room, turn them off and let natural light shine in.</span><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><br /><br /></span></p><ol start="3" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Poorly maintained HVAC systems</span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">The soul of your house is your heating, ventilation and air conditioning (HVAC) system. Without proper care, it may stop working properly, which will increase the bills. Schedule professional care, and don't ignore the signs that your system might need </span><a href="https://envirotechks.com/" style="text-decoration-line: none;"><span style="background-color: white; color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">AC repair</span></a><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. Clean or change the filters on a regular basis. Maintenance on your HVAC system makes it work better, which lowers your energy costs.</span><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><br /><br /></span></p><ol start="4" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Standby power consumption</span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">All your electrical gadgets may be switched off, but the small lights that are either red or green are still on. Standing lights that are not doing any harm add to standby power use, which is also known as </span><a href="https://en.wikipedia.org/wiki/Standby_power" style="text-decoration-line: none;"><span style="background-color: white; color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">vampire power</span></a><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. Unplug chargers, electronics and gadgets when not used to stop this sneaky way of losing power. </span></p><br /><ol start="5" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Poor insulation and leaky windows</span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Unfortunately, if your windows and insulation aren't up to standard, your home could be losing a lot of heat. Make sure your windows are properly sealed and consider purchasing insulation. Maintaining the temperature outside will be easier on your heating and cooling systems if you do this.</span></p><br /><ol start="6" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Irregular or inefficient thermostat use</span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Your thermostat is an important part of keeping your home at a comfortable temperature, but using it improperly can cause your energy bills to go up. Consider getting a programmable heater that you can set to use the least amount of energy possible based on your plan. Saving money without giving up comfort is easier than you think.</span></p><br /><ol start="7" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Running multiple devices simultaneously</span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 401px; overflow: hidden; width: 602px;"><img height="401" src="https://lh7-us.googleusercontent.com/N5tDT8bRV0jh-dUBMTz4F09bAlIjNZhRO2p0f6koqOCYaFCYe-lMyJmPDO97io70blK7F4aUTz52QkM4pcvJTFnyW0JIkgdQ7DEz0GomEg5qQPZFB3dZFYpPvKFyfiWumBtPumLVdTCiSYuzQpYBNT8" style="margin-left: 0px; margin-top: 0px;" width="602" /></span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://www.pexels.com/photo/turned-on-flat-screen-smart-television-ahead-1444416/" style="text-decoration-line: none;"><span style="background-color: white; color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Image credit</span></a><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Due to the widespread availability of technology, it is simple to get into the habit of using multiple gadgets at the same time. Avoid using too much energy by not turning off the TV or computer when you're not using them or charging multiple devices at the same time. Use your devices wisely to save money and energy.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Your home can become an energy-efficient haven by making some easy but effective changes. Every little thing you do matters, and if you follow these tips, you'll not only lower your bills but you will also help make the future more sustainable and eco-friendly.</span></p><div><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><br /></span></div></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-69340999811254264842023-12-12T06:06:00.000-08:002023-12-12T06:06:01.507-08:00Unleashing the Power of SEO: A Game Changer for Your Business<p> <span style="font-family: Arial, sans-serif; font-size: 11pt; white-space-collapse: preserve;">SEO (Search Engine Optimization) has emerged as an indispensable component of online business growth and visibility in today's digitally driven era, providing businesses with an extra edge against competition by making themselves visible to relevant audiences at precisely the right moment in time. It's an invaluable asset that's driving business expansion online!</span></p><span id="docs-internal-guid-50975ece-7fff-2dfe-6490-d1d83ee5eb61"><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: center;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 417px; overflow: hidden; width: 624px;"><img height="417" src="https://lh7-us.googleusercontent.com/-6_xnwaYFnzwj92W10zuMlMsZNM93QDl7O9WwZzBJkMopodkIX03rL_RMESxULL_NCEhe8-pV3REy7MyiOGwTfUPYCNWKOeAxmoADrmFwkj8SM3MSGjGzHi6-lxPX2hBzvTyARrK4dCo8GCVgzQimF4" style="margin-left: 0px; margin-top: 0px;" width="624" /></span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: center;"><a href="https://unsplash.com/photos/a-white-and-black-sign-0SoSziKD6CY" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Photo by sarah b on Unsplash</span></a></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Understanding SEO</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Search Engine Optimization, or SEO, is the practice of improving your website to increase its visibility when people search Google, Bing or other search engines for products or services related to your business. More visibility means more potential to </span><a href="https://www.indeed.com/career-advice/career-development/marketing-strategies-attract-retain-customers" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">attract potential</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> and existing customers to your business. SEO encompasses various strategies, actions, and best practices aimed at increasing your website's position in search engines - hence its name "search engine optimization." Factors influencing SEO include content production and meta tags, to speed and user experience - making SEO knowledge essential for businesses looking to drive traffic to their websites while developing an impactful online presence.</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">SEO's Impact on Business Growth</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">SEO is an invaluable asset that can dramatically transform business growth. By optimizing your website for search engines increases visibility within organic results (that is, non-paid results). SEO provides increased exposure, driving more visitors and sales for your site - as well as being an economical marketing approach. SEO provides a sustainable and long-term solution for business growth while building brand credibility. Sites that rank highly in search engine results tend to be perceived by visitors as more trustworthy, and SEO provides valuable insights into </span><a href="https://monday.com/blog/crm-and-sales/customer-behavior-analysis/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">customer behavior</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. By analyzing the keywords that led customers to your website, you can gain more insight into their needs and preferences - enabling you to enhance offerings and marketing strategies to better suit customers and ensure continued business growth. Therefore, SEO's impact on business expansion is extensive and multidimensional.</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Utilizing an SEO Company</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Partnering with an experienced SEO company can be game-changer for businesses. SEO firms possess the knowledge and experience required to navigate the ever-evolving landscape of SEO effectively. SEO companies keep abreast of the most up-to-date algorithms and trends in SEO, and can employ strategies which are most likely to yield results. Furthermore, hiring an </span><a href="https://ignitedigital.com/canada-seo/toronto-seo-search-engine-optimization/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">SEO company</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> allows businesses to focus on doing what they do best while leaving SEO experts handle its intricacies. An SEO company offers services including website and competitor analysis, keyword research, strategy formulation, on-page and off-page optimization, content creation and regular reports to enhance business growth. When companies partner with an SEO provider they can significantly expand their online presence and organic traffic while at the same time increasing business growth - offering substantial returns on investment and driving future business development.</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Cultivating Trust and Credibility with SEO</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">SEO is about more than simply increasing search rankings: it should also create an excellent user experience which is easily discoverable via search. Trust and credibility built over time can have an immense impact on a website's ranking. High-quality backlinks, positive user behavior signals, machine-learning signals and optimized on-page elements and content are the cornerstones of SEO success in search engines like Google. Yet earning it takes </span><a href="https://www.betterup.com/blog/how-to-be-more-patient" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">patience</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">, commitment and lots of quality content creation - long term strategies such as this may require patience but yield lasting effects in your online presence and credibility.</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Conclusion: Leverage SEO to Secure Success</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">By harnessing SEO's power for success, businesses can greatly enhance their online presence, visibility, and growth. SEO has become an essential element of modern marketing strategy; when implemented effectively it can yield substantial returns - embrace SEO today to experience an unprecedented transformation within your company!</span></p><div><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><br /></span></div></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-38372665674705349812023-12-11T09:53:00.000-08:002023-12-11T09:53:28.782-08:00Why Your Portfolio Is Less Diversified Than You Think (And How To Fix It)<p> <a href="https://unsplash.com/photos/close-up-photo-of-monitor-displaying-graph-Wb63zqJ5gnE" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 376px; overflow: hidden; width: 567px;"><img height="376" src="https://lh7-us.googleusercontent.com/k9VudKVuYYgaWXb9HdQpTGqbWNXpDi_UX4T9QywzBNVgqy6GHScqISU-Rl5iFAZg3nprzWI-_81Y9h-SheCVrpEsBSQbObmvlcQbzgk5qyZfvUyFpQkZdJ0z2lV36Ge3_WW1Aa4JEmmrpEreOUTL8bc" style="margin-left: 0px; margin-top: 0px;" width="567" /></span></span></a></p><span id="docs-internal-guid-1171cc83-7fff-0a58-0e82-d6d33acf61f6"><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://unsplash.com/photos/close-up-photo-of-monitor-displaying-graph-Wb63zqJ5gnE" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Unsplash - CC0 License</span></a></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If you’re investing in a broad selection of financial instruments, you may think that your portfolio is quite diverse. After all, you have a bit of everything in there. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Unfortunately, just having more items in your portfolio doesn’t mean you’ve achieved diversification. It just means you have more things in there. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Diversification comes from correlation. The less correlated your assets, the more diversified you are. That’s what really counts. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">The following post explores some of the ways you might not be diversifying properly and what you can do about it. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Overweighting In A Few Stocks</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">One common mistake is to be overweight in a few stocks (often in the same industry). When you do this, you put yourself at a higher risk of underperformance in the sector. If a shock affects one of these businesses, it is much more likely to affect them all. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">To fix this, change your </span><a href="https://www.investopedia.com/financial-edge/0412/the-best-portfolio-balance.aspx" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">stock portfolio balance</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> and focus more on selecting companies from the rest of the market. Going in heavy on just a few puts you at risk of missing out on the gains of the winners while focusing on the losers. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Putting Your Money Into A Specific Type Of Company</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Another mistake is to put too much capital into companies of the same size. For example, some investors plow all their investments into the big ticket companies without looking for a smaller </span><a href="https://www.kcapex.com/listings/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">business for sale</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> to even out their investments. This focus on the big brands robs them of earning higher returns from a smaller company that can return many times their original investment. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">You can correct this by buying some of the lesser-known names in the index or simply investing in private equity. Having a range of sizes improves your risk-adjusted return. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Failing To Buy Multiple Asset Classes</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://unsplash.com/photos/grayscale-photo-of-statue-of-man-vrSKrUEZsDY" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 379px; overflow: hidden; width: 567px;"><img height="379" src="https://lh7-us.googleusercontent.com/OBYMtEHH0NUcda98-CIL9hIRCHiHh9jrKAP0Rsggkwn_cix0XZOFymkrahIiZ9s26kJYyxw3s59_ox5AMIuDL0NQcNg3HHc1Al7YlquINxpYWT_cTcUdOvmNrrF7O5aBeaEFnGX5aV1t8ecktEh8Rto" style="margin-left: 0px; margin-top: 0px;" width="567" /></span></span></a></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://unsplash.com/photos/grayscale-photo-of-statue-of-man-vrSKrUEZsDY" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Unsplash - CC0 License</span></a></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Many people put their liquid capital into equities without considering how other asset classes could help them generate a return on their investments. Again, this is a mistake. Equities are highly correlated with themselves (which is why the market tends to crash as a whole), while bitcoin, property, and fine art are less so.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">To fix this, follow the standard guidance to keep equities to less than 50 percent of your portfolio. Use the remainder of the funds to </span><a href="https://www.moneyhipmamas.com/2023/10/what-to-do-when-buying-commercial-real.html" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">buy real estate</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">, bonds, vintage wines, and even classic cars. Look for stores of wealth that don’t relate to each other. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If you are not sure about the correlation levels between these various asset classes, many websites list them in real-time. Search for them on Google</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Insufficient Global Exposure</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Finally, your portfolio might be </span><a href="http://www.barrons.com/articles/you-are-less-diversified-than-you-think-1471975162" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">less diversified than you think</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> if you have insufficient global exposure. Many people concentrate their assets in their home country without considering those overseas. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">This approach is risky because numerous shocks could affect the home country but not elsewhere, crushing returns. You might have a war or political disruption in the U.S., causing asset prices to fall and lead to wealth destruction. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">To protect against this, start investing overseas. Look for opportunities to buy foreign companies and assets. </span></p><br /></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-22042657815570778502023-12-04T10:21:00.000-08:002023-12-04T10:21:42.759-08:00Why is your Cart Abandonment Rate so High?<p> <span style="font-family: Arial, sans-serif; font-size: 11pt; white-space-collapse: preserve;">If you run an online shop then you need to make sure that you give some thought to your metrics. You need to know how many people are coming to your site and you also need to make sure that you fully understand who your target audience are. Another metric you need to understand is your cart abandonment rate. Your cart abandonment rate could indicate whether or not you are having issues with your site, so make sure that you keep this in mind.</span></p><span id="docs-internal-guid-ed8052a3-7fff-4a63-bda5-1abf1127468b"><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 416px; overflow: hidden; width: 624px;"><img height="416" src="https://lh7-us.googleusercontent.com/ce_eFwxHLGfHq-auBFweOiMeKKeAddGBkTCpiioDahuysWgDQr4Jq2hUbhrDmB4FeVySJ4aBECeJRuRNmdOlO8TUNUXbpvYOsrLAffMU-ICZ1c3OjcrI74KwqYyjdZ1V3YHGWlYBwTc63WQGxTUCCP8" style="margin-left: 0px; margin-top: 0px;" width="624" /></span></span><a href="https://www.pexels.com/photo/person-using-black-and-white-smartphone-and-holding-blue-card-230544/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Source: Pexels (CC0 License)</span></a></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Extras</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If you have extras, such as taxes or shipping then this could be why your cart abandonment rate is so high. It makes sense, because if people checkout and then realize that the price is higher than it should be then this can cause them to seek out another supplier. If you want to do something about this then consider implementing free postage options, or detail the shipping cost clearly before people add products to their basket so you can eliminate potential issues like this. Although you cannot control customs and duties, you can let customers know whether or not they should expect them.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Forcing People to Create an Account</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Needing to create an account to make a purchase can be a major deterrent for your </span><a href="https://www.moneyhipmamas.com/2022/04/from-idea-to-creation-setting-up.html" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">business</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. Whether creating an account is a multi-step process or whether it’s overcomplicated, customers probably don’t have time to enter all of their information. One thing you can do is offer multiple checkout options, so people can create an account after they have made their purchase, or so that they can check out as a guest. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Analyze your Account Process</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Use your session recordings so you can identify where your users may be hesitating, or bouncing. Is it that you are asking for too much information? Maybe you have too many steps. Either way, all of these signals can help you to improve your signup flow. If possible, you need to try and use an exit-intent </span><a href="https://www.questback.com/guides/customer-satisfaction-survey-how-did-it-begin-why-is-it-important/#:~:text=A%20Customer%20Satisfaction%20Survey%20can%20be%20describe%20as%20a%20tool,or%20dislikes%20a%20particular%20product." style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">survey</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> so you can find out why people exit the checkout page. You also need to provide a few checkout options so you can better encourage people while finding out why they are leaving. If you can do this then you will be able to find ways to get them to stay.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Lack of Trust</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Customers will only hand over their credit card details if you have been able to earn their trust. That raises the question, how do you build trust? Customers are always looking for signals, such as having a consistent brand, an SSL certificate and secure payment methods. If you haven’t already done so then now could be the time for you to sign up with </span><a href="https://paytrace.net/merchant-services/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">credit card merchant services</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Of course, if possible, you also need to pinpoint the effective spots for your trust signifiers. This could include your social proof, any returns policies you may have and even your years of experience. If you can do this then you are bound to see an overall improvement so keep that in mind if you can.</span></p><br /><br /><br /><br /><br /></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-87999100694804549742023-11-06T07:03:00.004-08:002023-11-06T07:03:44.566-08:007 of the Best Ways to Decorate On A Budget<p> <img height="416" src="https://lh7-us.googleusercontent.com/vgQEB2HY45lsbTuFIjbPM8bvYyIViahJ5Bg5ZB4vDTckE1xJvMUH6i_O0T38T8vEhYrBzC-_gUg8VJo353PY7vWJme0QFc_uQflqx7ezf8vMgyDcPJ9nwvGKnLOSllGoFZZ2wrd_qfJsCsj0fiitM64" style="font-family: Arial, sans-serif; font-size: 11pt; margin-left: 0px; margin-top: 0px; text-align: justify; white-space-collapse: preserve;" width="624" /></p><span id="docs-internal-guid-7edcdb4c-7fff-f1ff-c09c-501cd0bf8f28"><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: justify;"><a href="https://unsplash.com/photos/brown-leather-sofa-and-two-pink-sofa-chair-6CJg-fOTYs4" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">https://unsplash.com/photos/brown-leather-sofa-and-two-pink-sofa-chair-6CJg-fOTYs4</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Your </span><a href="https://www.moneyhipmamas.com/2021/02/home-diy-projects-to-keep-you-busy.html" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">home DIY projects</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> are an excellent way to save money and achieve the home of your dreams and you can apply the same approach to decorating. After all, who wants to live in a bare home without any character or hint about who you and your family are? </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">You might have relied on the typical resources for decorating in the past such as a specific big blue tin. Most people do because the options are inoffensive and get the job done but there is another, more affordable solution that </span><span style="font-family: Arial, sans-serif; font-size: 11pt; font-style: italic; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">still</span><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> helps you design the home of your dreams. Here are some tips to help you decorate on a budget. </span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Declutter First </span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">You should never bring things into the house before getting rid of items you don’t need or use anymore, because </span><span style="font-family: Arial, sans-serif; font-size: 11pt; font-style: italic; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">where</span><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> would the new pieces go? </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Decluttering is a great way to free up space in your home and make your redecorating project more manageable. Furthermore, it could reveal things you’ve long forgotten about that </span><span style="font-family: Arial, sans-serif; font-size: 11pt; font-style: italic; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">might</span><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> be the perfect addition to your new decor. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Everyone has something they got for a birthday or holiday they never used and forgot about, so discovering these ornaments or trinkets could save you more money.</span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Ask Around </span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">It’s also worth asking whether your friends or family have anything they’re not using or trying to get rid of. These could be picture frames, artwork, side tables, or even larger pieces like sofas or chairs. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Even if you don’t take anything, you’ll never know if you don’t ask. Similarly, the things people are giving away might not meet your preferences, but that’s okay. You can use this to cultivate a better idea about </span><span style="font-family: Arial, sans-serif; font-size: 11pt; font-style: italic; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">what</span><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> you want, which makes choosing your decor much easier. </span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Visit Thrift Stores and Markets </span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Rather than visiting nationwide chains, consider visiting thrift stores and markets. These options are fantastic for finding unique and affordable </span><a href="https://www.thespruce.com/thrift-store-home-decor-items-7109626" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">home decor items</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> that add character to your home without exceeding your budget. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Since you rarely find duplicate items at these stores, your decor will be more personalized. Most people have the same prints, rugs, or side tables, so picking out items at a thrift store is a much better option if you want to create a unique atmosphere. You can also look at online marketplaces on Facebook or Craigslist. </span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Look For Like Products </span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Even if you can’t find the perfect pieces at your local thrift store (or every thrift store in a 20-mile radius) have no fear, because there is another solution. Find stores with specific styles that you love but can't afford and look for like-for-like alternatives. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">This approach helps you find excellent pieces that perfectly fit your vision but cost a fraction of the price to help you stay within your budget. This resource has </span><a href="https://jennakateathome.com/serena-lily-looks-for-less/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">more than 50 of the best Serena and Lily dupes</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> you can browse and add to your cart, giving you the perfect breezy style you’ve always wanted without spending too much. </span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Decorate Yourself </span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Decorating by yourself can be stressful and overwhelming, but that doesn't mean you should hire someone else to help you. An interior designer should only be reserved for decorating an office, and if you aren’t doing this, </span><a href="https://courtneywarren.com/not-hire-designer/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">you do not need an interior designer</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> for your project. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">A professional interior designer costs money that you don't have and they might try to push their preferences onto your home, leaving you with something that doesn't feel entirely </span><span style="font-family: Arial, sans-serif; font-size: 11pt; font-style: italic; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">you</span><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. Instead, trust your judgment and decorate your home all by yourself. Get some input from friends and family if you need it. </span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Repurpose</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Knowing how to </span><a href="https://www.rd.com/article/upcycle-clothes/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">upcycle clothing</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> and repurpose items or fabrics you don’t need anymore is a great way to save money when adding textures and other essentials to your project. Rather than throw out old dresses or tablecloths, turn them into throws or pillowcases. Again, you get something that’s unique while also saving you money. Of course, this is easier if you know how to sew and have a sewing machine, so bear that in mind. </span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Accessorize </span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Rooms can still feel empty even after you’ve filled them with all the furniture you’ve been given or purchased. So what’s missing? The answer is </span><span style="font-family: Arial, sans-serif; font-size: 11pt; font-style: italic; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">always</span><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> accessories, as these can provide character to make any space more appealing. Look for trinkets, use photographs, and fill vases with dried flowers so you don’t need to keep replacing them. You can also purchase houseplants to provide some greenery and encourage calmness. </span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Decor </span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: justify;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Decor transforms a house into a home. You don’t need to spend thousands on furniture and accessories to decorate well. Instead, consider these tips to help you create the house you’ve always wanted without breaking the bank. </span></p><div><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><br /></span></div></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-54973865572846553982023-11-06T07:03:00.000-08:002023-11-06T07:03:00.466-08:00Four Bedroom Improvements That Everyone Deserves<p> <span style="font-family: Arial, sans-serif; font-size: 11pt; white-space-collapse: preserve;">People spend a surprising amount of time in their bedroom. In fact, it’s like a minimum of around seven hours if you sleep a decent amount each night! Couple that with time spent winding down before bed, getting changed, or even just relaxing and sleeping in on your days off, and you’re easily looking at about 70 hours a week spent in your bedroom alone!</span></p><span id="docs-internal-guid-31c02f34-7fff-3a97-7e94-aabcd86a6f41"><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">To some people that amount of time is going to seem normal, but for others, it’s probably kind of surprising that we actually spend that much time in our bedroom. And because of that, we think that it’s about time everyone starts looking at how they can improve their bedroom for a much better sleep and relaxation experience.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">So here are four bedroom improvements that we think everyone deserves.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: center;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 416px; overflow: hidden; width: 624px;"><img height="416" src="https://lh7-us.googleusercontent.com/QRsx8_kIJ9sfan961f1a4qgD9NuXFHm1xaWnvy3Rwx-9zcia5oaB9l9B6w16QgzlReJ01ouSCcUOQugcKS-BM1I-b9eg7ARj8Bzu91oTIDQPZVZt2je6tSHoQJQajZ7EBs9KejNIunIwPUiWV-PLGxw" style="margin-left: 0px; margin-top: 0px;" width="624" /></span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: center;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Source: </span><a href="https://unsplash.com/photos/white-bed-linen-on-bed-8qNuR1lIv_k" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">https://unsplash.com/photos/white-bed-linen-on-bed-8qNuR1lIv_k</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> (CC0)</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">1. More (or fewer) power sockets</span></h2><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">No matter how much we renovate or decorate a house, there are some things that are never going to change–such as the number of power sockets we have! Power sockets are essential for everything from lights to charging our phones, but what if we have too few or too many?</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If that’s the case, </span><a href="https://www.thewireguyelectric.com/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">hire an electrician</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> to help you add or remove power sockets. Adding them can be great for more convenience, or if you’re just sick of having one or two outlets in really awkward places in your bedroom. Alternatively, you can get some removed if you think there are too many and they’re getting in the way of things like furniture.</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">2. Much more customization and personalization</span></h2><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Whether you’re renting or own a home, everyone deserves to have a little more customization and personalization in the bedroom.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">For instance, you could customize your bedroom to have all of the colors and patterns that you love. Or you could get hang up posters and decorations that resonate with you. The more you add, the more it’ll feel like your style.</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">3. Removing clutter to get a bigger bedroom</span></h2><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If you’ve lived in your current place for some time then you’ve definitely accumulated a bunch of clutter. Could be old furniture you don’t need anymore, too many clothes to wear, or even just random storage boxes that you haven’t unpacked yet or just left around because you have nowhere else to put them.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If you want a </span><a href="https://www.moneyhipmamas.com/2023/01/5-savvy-ways-to-transform-your-bedroom.html" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">bigger bedroom</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> but don’t want to move out, then the next best thing is to declutter! Get rid of any excess stuff that you don’t need, clear up the floors a bit, and you’d be surprised at how much more space you have.</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">4. Adding some convenient tech to your bedroom</span></h2><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Lastly, let’s talk about smart home tech. From simple things like voice controlling your lights to wireless charging pads, there’s so much tech that you can add to make things a little more convenient.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">It all starts from looking at what you can add to make your day easier and more comfortable. Perhaps you could do with a little charging stand for all of your daily stuff like a smartphone and smartwatch. Maybe you like the idea of lights that you can control with timers or your voice. Some people even like adding smart blinds. There’s just so much new and cool tech that you can add!</span></p><div><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><br /></span></div></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-64793458373236751552023-10-26T17:34:00.004-07:002023-10-26T17:34:27.250-07:00Want to Build a House? Here's What You Should Consider<p><span style="font-family: arial;">The prospect of building a new house is undeniably exciting. After months, perhaps even years of saving, you are finally ready to witness the realization of your dream home. While building a house is a significant financial commitment, it is a venture that shares similarities with purchasing an existing property. Both options entail work and effort, demanding a considerable amount of education and preparation to ensure a smooth and successful process.</span></p><p><span style="font-family: arial;">Whether you choose to embark on the journey of home construction yourself or enlist the services of a reputable firm like <a href="https://koruarchitects.co.uk/">Eco Architects</a>, there are critical considerations that can make the entire process easier, less stressful, and more enjoyable. This article will explore essential factors to contemplate when building your dream home.</span></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgzl8YqMpGPCqYoeFgFuuqjWk-KFGm9ujuTeABLZmPAh5Kf3zB8GYfu_uCa4jyfhYavCB2-VT9pClED22PZFgVr_r79oLhzHqeEbgmOuEcpGyDJ4UWdmPzNakbaOdmEgLHVcXmJV-Mwt-GdHP7YgZTRueuW_XHClYt9zWZzAI13pdOXr9g90fqgyVLPI6YC/s1280/pexels-binyamin-mellish-186077.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: arial;"><img border="0" data-original-height="873" data-original-width="1280" height="435" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgzl8YqMpGPCqYoeFgFuuqjWk-KFGm9ujuTeABLZmPAh5Kf3zB8GYfu_uCa4jyfhYavCB2-VT9pClED22PZFgVr_r79oLhzHqeEbgmOuEcpGyDJ4UWdmPzNakbaOdmEgLHVcXmJV-Mwt-GdHP7YgZTRueuW_XHClYt9zWZzAI13pdOXr9g90fqgyVLPI6YC/w640-h435/pexels-binyamin-mellish-186077.jpg" width="640" /></span></a></div><div class="separator" style="clear: both; text-align: center;"><a href="Photo by Binyamin Mellish: https://www.pexels.com/photo/blue-and-gray-concrete-house-with-attic-during-twilight-186077/"><span style="font-family: arial;">Pexels - CCO License</span></a></div><span style="font-family: arial;"><br /><br /></span><p></p><h3 style="text-align: left;"><b><span style="font-family: arial;">Prepare Thoroughly</span></b></h3><p><span style="font-family: arial;">Building a house involves numerous decisions and complexities, starting from planning your budget to preparing yourself for the time it takes to transform your vision into a reality. You must consider a myriad of details, including your needs versus wants in the new house. Identifying non-negotiable must-haves and features that can be added later will help you stay on track. A clear understanding of your project's scope will prepare you for the work involved. It's crucial to ensure that your inclusions prioritize your needs over your wants, as you can always expand on the latter in the future.</span></p><p><span style="font-family: arial;"><br /></span></p><h3 style="text-align: left;"><b><span style="font-family: arial;">Create a Pinterest Board</span></b></h3><p><span style="font-family: arial;">One innovative approach to designing your dream home is to <a href="https://www.pinterest.com/MoneyFitMoms/">create a Pinterest board</a>. If you haven't considered this before, think of it as a virtual Swatch board where you can collect and organize all the elements you desire for your ideal home. You can create boards for different rooms, selecting colors and materials, and even envisioning the exterior of your home. Collaborating with interior designers who can assist you in realizing your vision becomes easier with a Pinterest board. However, it's essential to set a budget for your project. Pinterest boards are perfect for dreaming and inspiration but should not replace your financial plan.</span></p><p><span style="font-family: arial;"><br /></span></p><h3 style="text-align: left;"><span style="font-family: arial;">Budget Wisely</span></h3><p><span style="font-family: arial;"><a href="https://www.moneyhipmamas.com/p/blog-page.html">Setting a budget </a>is a crucial step in the home-building process. It serves as your financial roadmap and helps keep you on track throughout the project. It's advisable to establish both a realistic budget that you can afford and an absolute maximum limit. Building projects may encounter unforeseen changes, and having a financial buffer can help you cope with unexpected expenses. While it's not ideal to exceed your budget, it's essential to be prepared for such situations. Sticking to your budget will ensure that you remain in control of your finances and maintain a stress-free building experience.</span></p><p><span style="font-family: arial;"><br /></span></p><h3 style="text-align: left;"><span style="font-family: arial;">Follow Your Vision, Not Trends</span></h3><p><span style="font-family: arial;">Your dream home is a reflection of your unique preferences and lifestyle. When building a house, it's vital to focus on creating a space that truly resonates with your taste and personality. Avoid succumbing to trends or following design prescriptions from interior magazines or your neighbors' choices. Your home should be a sanctuary that caters to your needs, desires, and aspirations. Prioritize your vision and ensure that it is at the core of every decision you make throughout the construction process.</span></p><p><span style="font-family: arial;"><br /></span></p><p><span style="font-family: arial;">In conclusion, building a house should be an enjoyable and fulfilling experience. It's a project that allows you to bring your dream home to life, but it also requires careful planning and consideration. By preparing thoroughly, creating a Pinterest board for inspiration, setting a realistic budget, and staying true to your personal vision, you can navigate the home-building process with confidence and enthusiasm. Remember, this is your opportunity to create a home that reflects your unique style and needs, so don't hesitate to make a plan and make it work!</span></p>Money Hip Mamashttp://www.blogger.com/profile/13142622514607079576noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-207588073958552542023-10-26T17:22:00.003-07:002024-02-07T07:29:20.314-08:00Gauging The Means Of Financially Defending Yourself Inbox<p> <span face="Arial, sans-serif" style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 416px; overflow: hidden; width: 624px;"><img height="416" src="https://lh7-us.googleusercontent.com/Vu0LF_-h0jRyXHLDhiyomMikubla-QtuN05krLrPc2CfwqPsf9KCWU4eb1AfkIBvIr_86d945xqEd1wrSj_skOnxZP2pBXy0xNwFareXULJL1ZDHYykrI3N6vzl8wZcan9NLF_-wyOBeudE9h4bbCcw" style="margin-left: 0px; margin-top: 0px;" width="624" /></span></span><a href="https://www.pexels.com/photo/serious-businesswoman-hurrying-with-documents-from-courthouse-5673501/" style="text-decoration-line: none;"><span face="Arial, sans-serif" style="color: #1155cc; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Pexels - CC0 License</span></a></p><span id="docs-internal-guid-5f97f957-7fff-0031-8118-e002d2cc08e3"><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span face="Arial, sans-serif" style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">From time to time, it’s better to let a conflict lie than to fight it. For example, if misfortune strikes and you’re being let go from your job, if it’s within the contract terms, it may just be better to take the severance package and use that to </span><a href="https://www.moneyhipmamas.com/2023/10/4-tips-for-downsizing-effectively.html" style="text-decoration-line: none;"><span face="Arial, sans-serif" style="color: #1155cc; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">build your path forward</span></a><span face="Arial, sans-serif" style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> - even if you were promised a job security before this news came in.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span face="Arial, sans-serif" style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">However, that doesn’t mean you have to take everything lying down. Sometimes, you are entirely in the right, and the law is on your side. That said, it’s not always clear if you should take the fight or not. Understanding your options for moving forward is absolutely a priority, but without a comprehensive legal education, how can you gauge the means of defending yourself from a </span><a href="https://financiallysavviher.com/5-ways-to-protect-yourself-financially/" style="text-decoration-line: none;"><span face="Arial, sans-serif" style="color: #1155cc; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">perspective of financial worth</span></a><span face="Arial, sans-serif" style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">?</span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span face="Arial, sans-serif" style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><br /></span><span face="Arial, sans-serif" style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Let’s consider that below, as well as discuss some tips for making it through the process more easily. While this can feel like an intimidating prospect, sometimes the lessons you learn from defending yourself can last you a lifetime.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span face="Arial, sans-serif" style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Identify Risk Vs. Reward</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span face="Arial, sans-serif" style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Identifying the risk of pursuing the case vs not can be difficult to determine. It can be worth understanding what your rights are in the first place, and heading to possible counsel will help you understand if you have a case or not. For example, you might wonder </span><a href="https://veteransmedicalmalpractice.net/can-you-sue-the-government/" style="text-decoration-line: none;"><span face="Arial, sans-serif" style="color: #1155cc; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">can you sue the government</span></a><span face="Arial, sans-serif" style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> if suffering medical malpractice as a veteran, and the answer is that you most likely can. Ultimately, some legal costs will accrue to more than you would have in compensation, but no-win, no-fee services also exist. It’s about measuring if the path forward is capable for you.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span face="Arial, sans-serif" style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Find The Best Representation</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span face="Arial, sans-serif" style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">It’s good to find the best representation you can for your particular case. An attorney who </span><a href="https://www.lawfirmocala.com/" style="text-decoration-line: none;"><span face="Arial, sans-serif" style="color: #1155cc; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">offers legal consultation services</span></a><span style="font-size: 11pt; white-space-collapse: preserve;"> and specializes in medical cases like yours can help correctly gather case details. In some cases, you may even be able to save money and go through a vetted process like a work tribunal to claim lost income from improper termination. Moreover, small claims courts can be processed rather quickly and may not need legal representation, so it’s essential to find the correct pathway for your particular case, read case studies from others who have dealt with your situation, and move on from there.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span face="Arial, sans-serif" style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Defining Additional Extra-Financial Priorities</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span face="Arial, sans-serif" style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">It’s also important to consider any of those extra-financial priorities you have, in other words, perhaps it’s crucial to you to close the case and stand up for your side despite this potentially costing you. For example, it may be that suing an ex-business partner for damages, but also for reputational damage if they caused the crash of your small business, can help you restore your image in the community or help you avoid some of the harsher liabilities that come your way. In some cases, these outcomes can be more than worth the cost, and lead to closure. It’s important to consider how much that’s worth to you.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span face="Arial, sans-serif" style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">In this post, we hope you can more easily gauge the means of financially defending yourself, and if they’re worth pursuing to you within those parameters.</span></p><div><span face="Arial, sans-serif" style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><br /></span></div></span>Money Hip Mamashttp://www.blogger.com/profile/13142622514607079576noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-82849619943809875812023-10-26T03:51:00.002-07:002023-10-26T03:51:10.583-07:004 Tips For Downsizing Effectively<p> <img height="416" src="https://lh7-us.googleusercontent.com/z3XPANm5T778zAQ9VZAqi953ut7s31X5MpAqNZEXCAx9niMfyRCDCeKM5wCTwizE8fKMj7Muv2SjIsBvCDykftJLqlJFHteg1uSUIxuL0iOsvVOdbIpJuD2LQcVQM48zerGi95_EqJRuxHdXt61OFOc" style="font-family: Arial, sans-serif; font-size: 11pt; margin-left: 0px; margin-top: 0px; white-space-collapse: preserve;" width="624" /></p><span id="docs-internal-guid-dbe7a326-7fff-d9b2-147f-25e52462f42b"><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://www.pexels.com/photo/cute-little-ethnic-girl-embracing-working-mother-4474036/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Pexels - CC0 License</span></a></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Many people associate </span><a href="https://www.halifax.co.uk/mortgages/help-and-advice/moving-home/downsizing-to-a-smaller-home.html" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">downsizing</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> living conditions with needing to adjust their indulgences to reduced income, but there are many reasons why someone may opt for that outcome.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Perhaps your children have flown the nest and you’re looking for a more affordable mode of living, knowing that the extra bedrooms are no longer as necessary as they once were. Maybe you’re restructuring family assets after working with </span><a href="https://freedmarcroft.com/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Freed Marcroft divorce lawyers</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> for the best settlement. You might just have found a worthwhile job in a new city and are looking to start fresh with a lovely new start.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">All of these reasons are valid and can be necessary. But no matter what your reasoning is for downsizing, you no doubt wish to do so effectively. In other words, you want to get the most value you can from the effort, so the process will be worth it.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">But what could that look like in practice? In this post, we’ll discuss all of that and more:</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Make Smaller Spaces Multi-Functional</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Rather than simply trying to fit your existing belongings into a smaller area, consider the </span><a href="https://www.moneyhipmamas.com/2023/10/5-home-security-options-you-need-in.html" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">functionality of each space</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> and what you could do with it. This means thinking about how every room, nook, and cranny can best serve your daily needs. For example, you might purchase a living room sofa with a pull-out bed utility, so that if you have a guest to stay, they can always sleep here as opposed to an unused spare bedroom. Little measures like this can ensure you retain the standard and utility of living you’re used to, only in a smaller space.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Sell For Your Budget</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">To enjoy a better downsizing budget, it can be worthwhile to sell off some of your unused assets or possessions to fund this move. For example, it may be that your children have flown the nest now. That could mean that selling your larger people-carrier vehicle and instead opting for a smaller city-runner hatchback can save you a great deal in insurance, fuel and outright purchase expenses, ensuring you have thousands more prepared for a nicer, smaller home. Moreover, using this as an excuse to clear out old and unused possessions can solve two problems, one of your budget and the other of having too many items to store.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Identify Your Exact Needs</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">It can be hard to downsize if you’re not used to it, because each decision might seem to be focused around what you need to remove from your life as opposed to adding to it. That said, if you curate a careful plan that lists explicitly what functionalities you do need - be that a home office, gym, garage, driveway, a garden to grow vegetables and more, you can then look at downsizing your unnecessary needs, such as being fine with living in a house sans a basement space. This can make the downsizing process easier, more comfortable, and very exciting.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">With this advice, you’re sure to downsize effectively and without losing out on the daily functionality you enjoy.</span></p><br /></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-35677735923802982342023-10-25T14:40:00.004-07:002023-10-25T14:40:34.425-07:005 Home Security Options You Need In Place Today<p> <img height="401" src="https://lh7-us.googleusercontent.com/wjmViLsc-wBe8_SRptA4TF8JiO5nQiBpTQS3ACelJiSMS0JW5KV3wzrugxgLtiNjlhHv51eolN0LEYV3MzEQMlWm63aFbQqjKvlO6FinQ65ejVFEs1DheMcEwfvUxlVd55pzzDw0UIBS4gxMLrEmU4w" style="font-family: Arial, sans-serif; font-size: 11pt; margin-left: 0px; margin-top: 0px; white-space-collapse: preserve;" width="602" /></p><span id="docs-internal-guid-762b6cbc-7fff-0ef6-5805-f688726cfb30"><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://www.pexels.com/photo/black-handled-key-on-key-hole-101808/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Image credit</span></a></p><br /><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">A home burglary occurs every 15 seconds in America, making home security more important than ever to help you protect your belongings and feel safe in your home. Your home is supposed to be your sanctuary, and if this is violated, it can be hard to feel comfortable and safe moving forward. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Ideally, you will want to </span><a href="https://www.goodhousekeeping.com/uk/house-and-home/declutter-your-home/a557850/how-to-protect-home-being-burgled-michael-fraser/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">avoid your home being burglarized</span></a><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> as much as possible, and paying attention to your security and burglary prevention techniques will give you added peace of mind that you are giving your home the best defense possible.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">The following tips can help you to</span><a href="https://www.moneyhipmamas.com/2021/10/upgrade-your-home-security-with-these.html" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;"> boost your home security </span></a><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">and avoid becoming the victim of this awful crime.</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 17pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Lock Windows</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">These days, most windows come with locks on them as standard. But adding aftermarket security on your windows can give you added peace of mind. Adding additional locking mechanisms, window security films, bars, and bushes under windows externally can be added barriers to stop people from entering your home via your windows. It can also be a good idea to ensure you have taken back any keys from previous owners or tenants or change any window locks if there aren't any keys so you can be confident no one else can access the property.</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 17pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Secure your Doors</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">You would be shocked to know how many burglars enter their target via unlocked doors (34% to be exact). In many cases, it is simply doors being forgotten to be locked as a slip of the mind due to being busy or distracted. But even if you need to set reminders on leave yourself notes, make locking your doors a priority. It's up to you whether you lock when you leave the house only or when you are in and out, but having a reminder to make you physically check the doors are locked is a good idea.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Other options include adding alarms to doors so if someone does open it when the alarm is set; it will emit a sound to alert others of an intruder; you can add security chains, mortice locks, deadbolts, and putting curtains behind doors can be effective for draft elimination and adding extra security.</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 17pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Light It Up</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">The one thing that all criminals have in common is that they do not want to be identified. If you don't have lights on your property, you allow them to carry out their nefarious activities under darkness. But lighting up the landscape using solar lights, motion sensor lighting, or lights you can turn on and off manually can be highly beneficial in warding off people who shouldn't be loitering around your home. If you have a smart home setup, you can use a schedule to switch lights on and off to protect your home.</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 17pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Home Security Cameras</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">You should never underestimate the benefits of security cameras and a full </span><a href="https://fixtman.com/services/home-security" style="text-decoration-line: none;"><span style="color: #4a6ee0; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">home security installation</span></a><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> on your home. Be it a video doorbell, complete home security setup, or just a few well-placed cameras, you can benefit from modern technology to pair your camera with an app so you get real-time updates from your camera to alert you of deliveries arriving, porch pirates, burglars or just plain old noisy neighbors. If you have any concerns, you can contact the police directly to get someone to check on your property and apprehend any burglars.</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 17pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Get A Safe</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">A home safe can be as big or as small as you like and be hidden in plain sight or somewhere you hope no one will find it. You can add all of your important documents, expensive jewelry, electronics, etc., in a safe anytime you leave home, so if anyone does gain entry to your home, you are making it as hard as possible for them to take things they are only looking for. Cash, high-value items like mobile phones, laptops, tablet devices, and jewelry and watches will always be easy grab-and-go items burglars can carry out on their person. Still, a safe will be trickier to leave with and even harder to get into, so even if they do take it, they might not be able to gain access to what is inside.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://www.pcmag.com/picks/the-best-smart-home-security-systems" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Home security options </span></a><span style="color: #0e101a; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">can help protect your home and give you peace of mind. You are doing everything you can to keep your family and belongings safe for those who wish to enter your property and obtain items that aren't rightfully theirs. Making things as difficult as possible for them and identifying criminals in your home can help you reduce the risk of being robbed or catching the perpetrator if the worst does happen.</span></p><br /><br /><br /><br /><br /></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-23546160241849269932023-10-13T06:17:00.001-07:002023-10-13T06:17:04.809-07:00What To Do When Buying Commercial Real Estate<p> <span style="font-family: Arial, sans-serif; font-size: 11pt; font-weight: 700; white-space-collapse: preserve;">What To Do When Buying Commercial Real Estate</span></p><span id="docs-internal-guid-57682639-7fff-9185-5bd5-b3a7778ad3f3"><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">The global </span><a href="https://www.moneyhipmamas.com/2021/07/four-things-to-consider-in-property.html" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">commercial real estate industry</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> is expected to be worth nearly</span><a href="https://zipdo.co/statistics/global-commercial-real-estate-market-size/#:~:text=Highlights%3A%20The%20Most%20Important%20Statistics,about%203.6%20trillion%20U.S.%20dollars." style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;"> $27 trillion</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> by 2025. Unsurprisingly, many investors consider this type of real estate a highly profitable investment. However, it is critical to remember that potentially higher rewards frequently include additional obligations. As a result, you must exercise caution and adhere to best practices. Here are some things you should know before buying commercial real estate. </span></p><br /><ol style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Understand why you are investing</span><span style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-wrap: wrap; vertical-align: baseline;"> </span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 401px; overflow: hidden; width: 602px;"><img height="401" src="https://lh4.googleusercontent.com/OGcHgKZvGkmiC_quropDZQXxT3ZNKttbteet7mIh1JqaIBS2R8JLUFrIlWY1v9FaJl8-kB2oLWDnHFrrcaCaF9dj1LcfiVW--k8znVtxeq-Xyr0w6E8C7xq44hnQ0-_6Pr-F-zfyNAue1pVu94xZrY0" style="margin-left: 0px; margin-top: 0px;" width="602" /></span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://www.pexels.com/photo/woman-working-in-home-office-4240505/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Image credit</span></a></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Before you start looking for commercial property to buy, consider why you want to do so. Most investments are futile if you do not know what you want to gain from them. Understanding this gives you a great starting point and keeps you on track. </span></p><br /><ol start="2" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Consider and weigh all choices</span><span style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-wrap: wrap; vertical-align: baseline;"> </span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Commercial real estate includes various property types, from industrial complexes and retail stores to office buildings and hospitals. In general, CRE refers to any property that is used for commercial reasons. As a result, you must select the sort of property you are most comfortable maintaining. Speaking with real estate experts will help you make an informed decision. </span></p><br /><ol start="3" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Secure financing before you for property shopping</span><span style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-wrap: wrap; vertical-align: baseline;"> </span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Applying for financial support before you go property shopping will save you time and keep you from being disappointed. After all, what is the purpose of going shopping if you can't afford it? Furthermore, arranging for </span><a href="https://myperfectmortgage.com/dscr-loans-california/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">investor mortgages</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> in advance helps you to conclude the sale considerably faster after you have found the ideal property. </span></p><br /><ol start="4" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-wrap: wrap; vertical-align: baseline;"> </span><span style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Collaborate with appropriate individuals</span><span style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-wrap: wrap; vertical-align: baseline;"> </span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Many </span><a href="https://www.forbes.com/sites/forbesbusinesscouncil/2023/01/24/best-practices-when-buying-commercial-real-estate/?sh=2def61397236" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">experts</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> work in commercial real estate just as they do in residential real estate. When it comes to buying these properties, finding the proper professional to guide you through the process is vital. Ascertain that your possible partner is an experienced and respectable commercial real estate agent or attorney who is well-versed in the procedure. </span></p><br /><ol start="5" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Find the ideal property</span><span style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-wrap: wrap; vertical-align: baseline;"> </span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">It is time to start looking for a property to purchase. You should know what you want by now, so stay with it. Keeping your investment objectives in mind can help you achieve your final aim. No matter how appealing the property appears, purchasing it is meaningless if it does not move you closer to your objective. </span></p><br /><ol start="6" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Proceed with caution</span><span style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-wrap: wrap; vertical-align: baseline;"> </span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Every real estate purchase should be well-researched and prepared. Consider the following: does the danger exceed the benefits? Are there any other business properties that might better suit your requirements? Before proceeding, ensure that the property helps your portfolio by thoroughly examining every minute detail and element. </span></p><br /><ol start="7" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Complete and finalize the transaction</span><span style="font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; text-wrap: wrap; vertical-align: baseline;"> </span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 401px; overflow: hidden; width: 602px;"><img height="401" src="https://lh6.googleusercontent.com/C8YZk7lXdrmoLqy6NRUKysCWI8KBdRGUqyno28yIByquXpcE_y_-DQQQeeKW6U_6h5PjyR3RUabS4QQsK3j-uJLwzF8S2zR0kcDgfjsyqyB6NwHfsa5-WTB4Mg6ZVNghDADsgf0-FonvrtBWv-Dr-L0" style="margin-left: 0px; margin-top: 0px;" width="602" /></span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://www.pexels.com/photo/job-applicant-passing-her-documents-3760072/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Image credit</span></a></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">When you discover a property that meets your requirements, consider making an offer with a contingency clause. For example, an inspection contingency that permits you to withdraw from the transaction if the property fails inspection is ideal. Also, check that all necessary insurance is in place and that all necessary documentation is completed and verified. You may seal the sale once everything seems good. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Buying commercial property requires the right decisions. Hopefully, these tips will help you achieve the desired outcome. </span></p><div><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><br /></span></div></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-52580876414893576872023-10-09T16:45:00.002-07:002023-10-09T16:45:14.396-07:00Caring for Your Kids Financially During a Divorce<p> <img height="903" src="https://lh5.googleusercontent.com/GQYq2Q10XPu3vQo87kfFVArpCECJMczinnW2jI3PvuqRkdXvqtmo3jfJweIgHGP7wd2M8XCGqL9dB0o5mZ11KYnC77TlbFV3UkDsfq2-SXFa8FYfEAKgYGyvL84tYNoNtG17kE52QWBKtnD2VSlVmMM" style="font-family: Arial, sans-serif; font-size: 11pt; margin-left: 0px; margin-top: 0px; white-space-collapse: preserve;" width="602" /></p><span id="docs-internal-guid-478ad54d-7fff-4f10-537c-b21f139917e9"><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: center;"><a href="https://www.pexels.com/photo/crop-man-getting-dollars-from-wallet-4386433/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 8pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Pexels - CCO Licence</span></a></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Caring for your kids is, as a parent, always going to be your top priority, and this is even more the case when you and your spouse decide to get divorced. Yes, there may be lots of things going on with you and your partner and you will need to dedicate a lot of time and effort on them, but it will be just as turbulent a time for your children, who will need even more love and care than ever to reassure them.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">One aspect of caring for your kids during a divorce that is really important, although it might not seem as immediate as consoling and reassuring them, is ensuring that they will be financially ok no matter what, and with that in mind, here are some tips:</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">1. Shop Smart for a Lawyer</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If TV shows have taught us anything, it's that lawyers can be, well... costly. But, and this is a big BUT, not all great divorce attorneys require you to auction off your grandma's vintage teapot collection. Research and shop around for </span><a href="https://thebinderfirm.com/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">affordable divorce lawyers</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> who come with raving reviews and won't have you digging too deep into those pockets, so you can save more for your kids’ futures.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">2. Open an Account Just for the Kiddos</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Having a separate account exclusively for your children's expenses can be a lifesaver. This way, you can easily track spending, ensuring that all those kiddo-related bills are paid promptly and without a hitch.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">3. Get Real with Your Budget</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Alright, Captain Obvious might be speaking here, but a clear budget is your best friend during this time. Sit down, sip on your favorite tea or coffee, and break down all the child-related expenses. Think school fees, after-school activities, medical expenses, and the occasional ice cream splurge. Being aware of the outflow will help in managing your resources better.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">4. Communication is Key</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://www.thebalancemoney.com/spouse-won-t-participate-in-a-financial-plan-2386017" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Talk to your soon-to-be ex-spouse</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. As challenging as it may sound, getting on the same financial page is essential. Discuss who'll handle what expenses to avoid doubling up or, worse, missing out on payments.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">5. Stay Insured</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Ensuring your children remain covered by health insurance is crucial. Whether you decide to keep them on a joint plan or switch to separate ones, make sure there's no gap in coverage.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">6. Cut the Unnecessary</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Now's a good time to assess those </span><a href="https://www.moneyhipmamas.com/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">expenses</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. Does Junior really need three kinds of art classes? Perhaps he's only passionate about painting and could do without pottery and origami for now. Focus on what's essential and what genuinely enriches their lives.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">7. Don't Forget the Emotional Bank</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Hey, your kid's emotional well-being is as crucial as their financial one. Ensure they have avenues to express themselves, whether it's through therapy, talking to you, or engaging in activities that help them process their feelings.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">8. Educate Your Kids (lightly!)</span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Depending on their age, this might be a good time to teach them a tiny bit about budgeting. Maybe they get a modest allowance and need to learn about saving and spending. It's not just a distraction but a valuable life skill.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">9. Reach Out</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">You'd be surprised at the resources available for parents going through a divorce. From non-profits that assist with school fees to community centers offering free activities for kids, there's a lot out there. All you have to do is reach out.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">10. Keep the Future in Sight</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Perhaps set up a small savings account for future big-ticket items, like college. Even if you can only contribute a tiny amount now, every bit helps.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Now you know how to care for your kids financially when divorcing, it will be one less thing for you to worry about!</span></p><br /><br /><br /></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-6304682698649808732023-10-04T10:13:00.001-07:002023-10-04T10:13:04.489-07:00Navigating a Minefield of Mindsets: the 4 Keys to Great Negotation<p> <img height="576" src="https://lh4.googleusercontent.com/uhm_6Dk0eU6P59ZcFK0wr8wnr9O5FRYvLMDIj2f-KsOE6SYrHjb1_j_RejMejYJivnoJIqpwo0OrSgVLBRpqYpH02mQeEEcFg0qo2euDSC3uUMMFdDi1VJPqikqYn-_Mzd5gn48TCsJetzQrNCzVT-U" style="font-family: Arial, sans-serif; font-size: 11pt; margin-left: 0px; margin-top: 0px; text-align: center; white-space-collapse: preserve;" width="383" /></p><span id="docs-internal-guid-8a900f93-7fff-6a58-5985-fe6f0269619e"><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt; text-align: center;"><a href="https://pixabay.com/photos/marketing-woman-undertake-business-942991/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Pixabay - CC0 License</span></a></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If there is something we could all be better at, it's negotiation. Regardless of who you are dealing with, whether it's employees, partners, clients, or suppliers, having this ability to negotiate will make a massive difference, not just in our company’s success, but in our mindset. Something like contract negotiation can seem like a minefield of mindsets, but let's show you what it takes to gain the keys to better contract negotiation so you can avoid making massive </span><a href="https://www.moneyhipmamas.com/2021/04/easy-business-mistakes-to-avoid.html" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">mistakes</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> and pride yourself on a job well done.</span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Proper Preparation</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If there is one thing we need to have in our back pocket, it's our preparation skills. We need to understand our objectives and gather as much information as possible about the other party and their history, as well as current and future needs but also understand our limits. So many contract insight </span><a href="https://www.ontra.ai/products/insight/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">solutions</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> can help you to amass your case and, much like any lawyer, the more you do at the outset to create a thorough understanding of the other party in your mind, you will get the competitive edge.</span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Fine-Tune Your Communication Skills</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">The core of any successful contract negotiation is communication. It can be exhausting to be fully engaged for such a long period of time, and if you are new to the concept of negotiation, the three keys involve </span><a href="https://www.mindtools.com/az4wxv7/active-listening" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">active listening</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">, so you can understand their perspective, meaning you can address their needs. Additionally, you need to be clear, and clarity in your proposals, as well as your expectations, can avoid any ambiguity that may result in disputes down the line. We should also encourage an open dialogue by asking questions, specifically open-ended ones, that help uncover valuable information and will demonstrate our commitment to finding a solution that is beneficial for both parties.</span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Forget the Negotiation, Build a </span><span style="font-family: Arial, sans-serif; font-size: 16pt; font-style: italic; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Relationship</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">We can easily get lost in our own heads because we need to come out of this negotiation with something for our business. But the best negotiators don't think like this; they focus on building a positive relationship with the other party to enhance the negotiation process. </span><a href="https://www.pon.harvard.edu/daily/negotiation-skills-daily/trust-in-negotiations/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Trust and respect</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> in the right environment are more likely to result in a successful negotiation. If you can remove the word "negotiate" from your brain dictionary and just focus on building a relationship, this doesn't just help you in the short term, but invariably results in a mutually beneficial long-term relationship.</span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Document Everything</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Once an agreement is reached, we must document everything clearly and comprehensively, from detailed contracts to potential legal reviews by an external council to guarantee that it complies with laws and regulations. Crossing the Ts and dotting the Is is the final piece of the puzzle but is completely critical.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">A negotiation has a lot riding on it, and it is undoubtedly an overwhelming concept for anyone that's brand new to it. However, with the right mindset and going in with an approach to building relationships, you can secure favorable agreements that will benefit your business and boost your confidence.</span></p><div><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><br /></span></div></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-13187864536521179192023-10-02T07:11:00.000-07:002023-10-02T07:11:12.795-07:006 Steps To Prepare Financially For Kids<p> <img height="379" src="https://lh4.googleusercontent.com/tyKPzEf-YWz4c14EYv4xozGbxQsy9E9B13KkvzXCHGH6Wysob2JccTS2dtQ9LEe8iKBsZyl8ifZhgF8bXOUH71lFvCJeVUquN0XXvXcmZAlGfQ8_KrH5fxCb2aLPFslDqvWO0FlieMJiaFt7FUPDqUM" style="font-family: Arial, sans-serif; font-size: 11pt; margin-left: 0px; margin-top: 0px; white-space-collapse: preserve;" width="567" /></p><span id="docs-internal-guid-6cb52345-7fff-3253-1255-39fa51b0bdeb"><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://unsplash.com/photos/06f9TZl3fQY" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Unsplash - CC0 License</span></a></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Having children is one of the biggest decisions you will ever make financially. Raising young is expensive, and it often means you won’t have much money left over at the end of the month for the things you </span><span style="font-family: Arial, sans-serif; font-size: 11pt; font-style: italic; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">really want</span><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">The trick to making it more manageable is to prepare long in advance. Getting your finances in order before you have a family is the optimal strategy for many people because it takes the pressure off. Even if raising a child is expensive, you have the financial muscle to do it and commit to your kids. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">So, what should you be doing to prepare for having children?</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Reconsidering Your Income</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Perhaps the </span><a href="https://www.tommys.org/pregnancy-information/planning-a-pregnancy/how-to-get-pregnant/12-things-do-when-trying-baby" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">first step to having kids</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> is to rethink your work. For many of us, low-paying jobs are a way to pay the bills. But when it comes to having a family, you have to go beyond that.</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">The trick here is to get into the profession or start a business. Often, you’re only a qualification or two away from your dream job with an </span><a href="https://www.moneyhipmamas.com/2023/09/three-ways-to-make-side-income.html" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">income</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> that can support a family. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Sure, it might take a couple of years to do the training you need to do, but at the end of it, you’ll be in a superior financial position, and family life will be more enjoyable. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Enroll In Health Insurance</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">You’ll also want to enroll in health insurance if you haven’t already. As a mother or parent, you are more likely to require these services compared to a young professional without any familial responsibilities. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Plan Day-Time Care</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Of course, unless you’re already wealthy, you’ll need to continue working while your children grow up. Consider </span><a href="https://playandlearnschool.com/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">daycare and childcare</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> options ahead of time and how you can plan for them financially. Ensure you choose services that enable you to continue going to work profitably. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Change How You Spend Money</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Next, take a look at how you currently spend money. Where are your finances going? </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">For many people who aren’t parents yet, much of it is going on entertainment. However, you’ll want to think carefully about whether this is the wisest way to dispose of money. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Instead, think about the things you can invest in now that will improve your family life in the future. Consider how you can put money into stock and shares, bonds, and even property to support the lifestyle you want. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Plan For Essentials</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 377px; overflow: hidden; width: 567px;"><img height="377" src="https://lh4.googleusercontent.com/S9MhGn-S5G5I-0R15LOVrWV8Uy6AivNtGJuS4E-X2XiKALhNnWjR7e6qmV81x4yGVunXJRMstBrjjgIGLsO8j8WQs4BD5o_7b0DLRO-qzezl4KqaDpvtNtKd0is6E37G6URsXOFvqJsQj5kybXpM8B0" style="margin-left: 0px; margin-top: 0px;" width="567" /></span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://unsplash.com/photos/iDCtsz-INHI" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Unsplash - CC0 License</span></a></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">You’ll also want to plan for baby essentials before your children arrive. Having everything you need in advance prevents a mad rush from occurring, once the baby arrives. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Essential planning should begin with the basics, like the crib and buggy. Once you have these, you can move on to less important items. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; vertical-align: baseline; white-space-collapse: preserve;">Update Your Will</span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 425px; overflow: hidden; width: 567px;"><img height="425" src="https://lh3.googleusercontent.com/BJ6aMOWGnoZpX2POFp3ZTFks7e73FgJxJPiRcGZ7mSJlnm9ZN2kh8W7vwJUpgjXTo6j3Y_a6rFsCJqFXOleIdPpQEluXQUy4aEofaCllOOijyvkNFn4vzrx1yQq3OnczfVfd0spPls1VdZLLqOflHUY" style="margin-left: 0px; margin-top: 0px;" width="567" /></span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://unsplash.com/photos/L1o1WQY5kp0" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Unsplash - CC0 License</span></a></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Lastly, you’ll want to update your will, changing it to specify that your child will inherit your money if you pass away. At the same time, you might want to link it to life insurance, especially if you are not already wealthy. Providing a cash payout can ensure a good life for them economically if you are gone. </span></p><br /></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-23161928235726826262023-09-28T08:59:00.003-07:002023-09-28T08:59:33.005-07:00 What To Do Before Going On A Winter Vacation This Year<p><img height="400" src="https://lh5.googleusercontent.com/Oxl4qZnAG4u1OajqgFoa2Ezm7tzRJOdIMsVItzj8ixwNNPdp96CdAp93R3aE0aT4pDOFt-RgmVqcGGbMHTFpHN9wlXA20_55vwURe_Ti_7uvoHoAITI24npmIY58ItPMeW4JM6Mu1d1u4fHsQCCYInw" style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-weight: 700; margin-left: 0px; margin-top: 0px; white-space-collapse: preserve;" width="600" /></p><span id="docs-internal-guid-56de2bc3-7fff-1bac-6d67-30fad096486e"><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><a href="https://www.pexels.com/photo/relationship-goals-on-terrace-356808/" style="text-decoration-line: none;"><span style="background-color: white; color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Image Credit</span></a></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Winter is approaching, so it’s time to start putting your holiday vacation plan in place. Whether you intend to travel to join the family or spend your holiday in an exotic location, you must prepare for the cold weather. </span><a href="https://www.farmersalmanac.com/extended-forecast" style="text-decoration-line: none;"><span style="background-color: white; color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Experts predict</span></a><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> that this year’s winter will start stormy with blizzard conditions. Of course, that’s no reason to stay locked up behind closed doors. But taking the necessary precautions is important if you plan to head out for an extended period. Here are some important tips before going on a winter </span><a href="https://www.moneyhipmamas.com/2021/06/why-now-is-time-to-start-planning-for.html" style="text-decoration-line: none;"><span style="background-color: white; color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">vacation</span></a><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> this year. </span></p><br /><ol style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Don’t leave your moisturizers and skin care products behind</span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Going on any winter trip without packing effective moisturizers and skin care products is not advisable. Remember the frustrating itchiness you always have during winter? Your towel or bed sheets aren’t the cause. Itchy skin (especially after taking a shower during winter) is mostly a result of dry skin. Dry air and low temperatures can dry out your skin and cause cracks on your lips. That’s why moisturizing is super important for any winter trip. But don’t just pick any product on the shelf. Invest in top-quality moisturizers. Also, it’ll probably be freezing or dry wherever you’re heading, so it’s highly advisable to pack enough hand and body lotion. That will help your skin feel more comfortable. Please don’t forget about your sunscreen, too. Just because you can see the sun doesn’t mean your skin isn’t exposed to its rays. </span></p><br /><ol start="2" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Make preparations for the kids</span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If you plan to bring kids along, you must prepare them adequately for the trip. The right preparations will depend on your child’s age and health, but you can do some general things to ensure that your little ones experience a stress-free winter trip.</span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Start by dressing them in layers, and keep enough extra clothes available. Remember to pack their winter essentials, such as gloves, hats, scarves, heated blankets, and boots, and keep a first aid kit on hand. Children can be incredibly unpredictable, and you should plan for the worst. Let them stay hydrated by taking water regularly throughout the trip. As mentioned, packing moisturizers, lotions, and essential skin care products is important. But only buy kid-friendly skin care products for your kids. </span></p><br /><ol start="3" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Plan indoor activities</span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">The last thing you want to do is plan outdoor activities, especially in inclement weather. Sure, you can go skiing and ice skating, but these should be as limited as possible to avoid over-exposing yourself to the weather. Wear protective clothing if you still want to enjoy outdoor activities during your winter trip. But consider adding many indoor activities to your itinerary so you don’t spend too much time outside. For example, you can consider touring museums, visiting art galleries, watching winter movie releases or stage performances in theaters, and spending cozy time in warm cafes. </span></p><br /><ol start="4" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Check road conditions </span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">The dangers of winter road conditions are well documented. Piling snow, ice, and poor visibility are common driving hazards during a winter trip. It’s even worse if you’re going on a road trip. It’s important to know the current state of each road network, street, and major highway you want to use before you set off. Listen to local weather channels or use Google Maps alerts to notify you about real-time traffic information and road conditions. Leave nothing to chance, even if you expect safe driving conditions. Equip your vehicle with snow tires and chains to help you negotiate the terrain with less hassle. Also, practice defensive driving and stay alert whenever on the road. Watch for unscrupulous or careless drivers and do your best not to stop to confront them or engage in any form of road rage. Should you be a victim of a road accident even after driving defensively, an </span><a href="https://www.parkerandmcconkie.com/idaho" style="text-decoration-line: none;"><span style="background-color: white; color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">injury lawyer</span></a><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> can give you the legal assistance you need and ensure you receive the settlement you deserve.</span></p><br /><ol start="5" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Research your preferred accommodations </span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">It’s always wise to take a second look at your preferred accommodation before you book in advance. But it’s twice as important and even critical during winter. You want more than a place to lay your head or spend the night. So, conduct thorough research before you book.</span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Take the time to double-check some of the most critical essentials. For example, determine if the facility will provide bedding and heating systems, especially when booking cabin accommodations. What about transportation, if you need to move around and shop? Find out if the hotel has vehicles or if you must rely on public transport. Also, will your hotel be close to what you must do or do you need to cover long distances? And what if you’re snowed in and can’t leave the hotel because of inclement weather? You must consider if you’ll have easy access to food and other essentials without leaving your hotel. These questions can guide your research when looking for accommodation to book. </span></p><br /><ol start="6" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Pack thermal undergarments</span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Remember to dress in layers and cover as much of your skin as possible during a winter trip. But you can do more than that. Pack thermal underwear. A good pair of </span><a href="https://thermajohn.com/blogs/news/the-benefits-of-wearing-thermal-underwear#:~:text=A%20good%20pair%20of%20thermal,is%20breathable%20and%20quick%2Ddrying" style="text-decoration-line: none;"><span style="background-color: white; color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">thermal underwear</span></a><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> will keep you warm and wick away moisture. That means you’ll avoid getting cold without worrying about unhealthy moisture buildup in certain body parts. Thanks to their moisture-wicking and insulating abilities, thermal underwear will keep your body dry (but not dehydrated) and prevent the uncomfortable chill associated with wetness or dampness. That is particularly important if you have outdoor activities planned during your trip. Most thermal undergarments have a base layer that creates a warm microclimate by trapping heat in your body. It improves your body’s ability to resist the winter cold and enjoy activities without worrying about catching a cold. The most important thing is that you choose a style that fits your body and isn’t too tight. Also, look for a breathable and quick-drying fabric. </span></p><br /><ol start="7" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Have an additional four to eight hours of buffer time</span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Even after booking early, airports can be very busy during winter holidays. Flight schedules may be delayed for hours due to unforeseen or unexpected changes in weather patterns, and you may have to stay in your location longer than expected. A similar issue can also happen when driving, and you may be caught up in lengthy delays on the road. These can easily destroy your travel plans, especially if you’re time-bound. So, create an additional buffer time to cover such unexpected delays. Ideally, it would help if you created a buffer of about 4 to 8 hours for your plane and ground travel schedules. But try not to plan over or extra to give your schedule better flexibility. Your buffer time will cover you if you need to spend as much as an extra day in your location because of bad weather. </span></p><br /><ol start="8" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Make smart financial arrangements</span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Winter holiday trips usually cost more because of the extra preparations you need to make. Abandoning your vacation plan mid-way because you’ve run out of funds is a nightmare, but this is very common. Thankfully, some smart financial moves can help you see your trip through without spending more than you can afford. For example, if your flight charges more for extra travel equipment, leave them at home and rent them at your destination instead. Also, take the time to research the extra airline charges on ski and snowboard gear. Next, compare those prices to the cost of renting them at your destination before deciding which option makes better financial sense. Also, booking earlier may be a financially wiser move, as you may avoid additional charges, especially if you’re planning your trip during Christmas or Thanksgiving when accommodation prices skyrocket.</span></p><br /><ol start="9" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Fly non-stop whenever possible</span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">This option may not always be available, depending on your travel destination. But consider flying non-stop instead of going through connecting airports. You may have noticed that the weather always seems to worsen when you’re halfway through your trip at a connecting airport. Minimize your chances of being stuck in the middle of your route by flying non-stop. If your hometime flight is canceled, you simply have to head back home and wait it out. And if a flight cancellation happens on your return trip, there’s a good chance your rented accommodation will allow a few days of extended stay. But just to be certain, learn about their cancellation and delay policies, which leads to the next point. </span></p><br /><ol start="10" style="margin-bottom: 0; margin-top: 0; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 700; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-wrap: wrap; vertical-align: baseline;">Have a plan B</span></p></li></ol><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">The heightened risks of winter trips mean you should expect the unexpected. Sometimes, the unexpected can derail your travel plans, and you may have to cancel everything. As painful as that sounds, that’s the reality. So, have a backup in place, just in case. </span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Sudden weather changes, flight cancellations, extended delays, accidents, and other unforeseen setbacks beyond your control can ruin your plans. Check the cancellation rules and refund policies when booking your accommodation or making other travel arrangements. Also, identify an alternative activity or make backup travel plans. </span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="background-color: white; color: #222222; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If you plan to drive to your destination, identify your potential backup routes, ideal spots to pause your trip, or any side trip you can make. Road closures and time constraints can force you to find alternative routes. So, start working on them before your trip. </span></p><br /><br /><br /></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-13061377700199222072023-09-27T08:59:00.005-07:002023-09-27T08:59:37.290-07:00How to Explore Baltimore Without Breaking the Bank<p><img height="351" src="https://lh6.googleusercontent.com/2ojmhlGAGMZiHbvhxbytrGEh0i3v25UVUZc9tWwlGFL9ekAw8mO-qTBza6sbITruuKeS0EiafhhCZquDNwHmHVwa3lnSAzVQClZ6WDGdTsX3mu8O4UTXwlj5aSREwJHqn2TdLFyLPStqkNrxpkcXTEw" style="font-family: Arial, sans-serif; font-size: 11pt; margin-left: 0px; margin-top: 0px; white-space-collapse: preserve;" width="624" /></p><span id="docs-internal-guid-e4473d39-7fff-aedb-b18e-94e03ad4250a"><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt; text-align: center;"><a href="https://unsplash.com/photos/3LW-MzohI2o" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Image Credit.</span></a></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If you’re trying to save money, the chances are that vacations and traveling are all pretty far down the list of priorities. They cost money, it’s as simple as that.</span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">But we all need a break now and then. Burnout can be more costly on your mental, physical, and yes, financial health, than anything else. So, how can you go on vacation without spending too much money?</span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Plan Ahead</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">You guessed it, you need to plan. </span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If you don’t have a plan, including a budget, you can’t predict how you’ll end up spending your money. City breaks can be especially pricey if you don’t know what you’re doing. So, always research your chosen city, such as wonderful Baltimore, and get your itinerary pencilled in so you don’t have to rely on impulse.</span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Finding a Place to Stay</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">If you live nearby Baltimore, you immediately have a leg-up in your plans. You can simply travel into the city and spend your day there without worrying about accommodation.</span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">However, if you’re making a vacation out of it, try to find cheaper accommodations outside of the city center. You still want to find somewhere that’s safe and nice, but a hotel or rented apartment outside of the prime real estate can save you thousands of dollars.</span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">You can then travel in and around Baltimore and explore it properly.</span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Eating in Baltimore</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Food in any city is usually great, especially if you know where to look. This is especially true in Baltimore, otherwise known as the Charm City. If you love seafood, you’re absolutely in the right place. But there’s a lot of variety on offer and you can explore different cuisines.</span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">The key to eating well in Baltimore is to eat where the locals eat. The chances are, they know the best places for good value for money. Explore restaurants, diners, and street food vans alike for a well-rounded experience.</span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Look for the </span><a href="https://wanderlog.com/list/geoCategory/21469/best-cheap-eats-in-baltimore" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">best cheap eats in Baltimore</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> and live like kings on a pauper’s budget.</span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Exploring the Seascape</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Baltimore is especially famous for its beautiful waterfront, which you can wander around without spending a cent. You can explore the harbour, as well as other gardens and parks dotted throughout the city. </span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">You can find walking tours to really soak in the Baltimore waterfront and the city itself. </span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">While you’re enjoying the waterfront, why not visit the </span><a href="https://www.myroost.com/extended-stay-hotel-baltimore/explore-baltimore-maryland" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">National Aquarium</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"> in Baltimore? </span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">In the Aquarium, you can learn all about different sea life and even make a day of it.</span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Museums and Galleries</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">The Charm City also has plenty to offer in terms of culture and learning. The Walters Art Museum and the Baltimore Museum of Art are both free and open to the public. There, you can appreciate a huge collection of art.</span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">You can also visit the absolutely stunning Peabody Library, complete with incredible architecture and an even more impressive book collection. </span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 10pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;">Baltimore is teeming with history and culture, so there’s something for everyone to enjoy. All you need is a little research under your belt and you’re ready to go.</span></p><div><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-variant-position: normal; vertical-align: baseline; white-space-collapse: preserve;"><br /></span></div></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-46540372087387461622023-09-22T08:57:00.003-07:002023-09-22T08:57:53.812-07:00Three ways to make a side income<p> <img height="401" src="https://lh5.googleusercontent.com/yfL1tOMMDsrfDOOQW1i5VyuqNo3GLO07DHy6xYxVp2rnZwqFGN6cevHAX-eM8p9NnHI12Paq3EdVEYumvjT30slKZUmgitV-YgFNklxhlAgZqjt87kHNBY9SSdknttiJHZ-qRl1D2klTGRBajPdHsRQ" style="font-family: Arial, sans-serif; font-size: 11pt; margin-left: 0px; margin-top: 0px; white-space-collapse: preserve;" width="602" /></p><span id="docs-internal-guid-8004ad05-7fff-5213-e56a-35a471ae0eff"><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Roboto, sans-serif; font-size: 10.5pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;">Photo by Maggie Isley: </span><a href="https://www.pexels.com/photo/open-laptop-and-food-on-the-kitchen-counter-5855210/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Roboto, sans-serif; font-size: 10.5pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">https://www.pexels.com/photo/open-laptop-and-food-on-the-kitchen-counter-5855210/</span></a><span style="font-family: Roboto, sans-serif; font-size: 10.5pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;"> </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;">Many people strive for a side income for many reasons. It allows you to increase your savings, and improve your financial security, it gives you more flexibility in life as well as options - whatever your reasons, there are very few negatives to making a side income. But the question is, how do you make a side income? </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;">Side incomes can be done in many ways and very much depend on the amount of money you have available to invest in your side income. For example, you could create a property </span><a href="https://www.whyle.com/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">website</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;"> and earn money from people staying in your apartments. You could create your own blog and write about something you are passionate about or you could become a freelancer in the evenings. </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;">Below we dive into three ways to make a side income. </span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Invest in property </span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;">To start with, let's look into a way to make money if you have a lot of money available to invest. Property is a great way to make a side income, with many people owning a few properties as part of their portfolio. By investing in a property you will make an income from the monthly rent your tenants will pay (as long as you have a </span><a href="https://www.investopedia.com/terms/y/yield.asp" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">big enough yield)</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;"> as well as the money you will make in the long term when you sell the property. </span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Start up your own blog </span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;">Blogs are great for making a side income. You can make an income from ad revenue, affiliate links, sponsored posts, sponsored competitions, social media collaborations, and more. Initially, it will take time to make an income as the income is generated by the amount of views you get. This is why it's important you write about a subject that you are interested in - such as a marketing blog, a health blog on </span><a href="https://livingahealthylifestyle.co.uk/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">living a healthy lifestyle</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;">, or a blog on food and drink. If you are unsure of how to make a blog, it’s never been easier. There are many affordable WordPress designers out there who can make you one at an affordable price. If you feel confident enough, there are also drag-and-drop builders that you can use with pre-made templates. </span></p><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Freelance in your spare time </span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;">Have you considered freelancing in your evenings after work or on the weekend? Many career skills are transferable and can be done in your spare time to help other businesses. If you enjoy web design, you could create other websites, graphic designers can help with branding, whilst accountants could support payroll or a marketing expert help with paid ads - have a think about your skills and see if there is a market there to help others as a freelancer in the evening. Freelancing can be one of the most profitable ways to make money and help </span><a href="https://www.moneyhipmamas.com/p/past-getting-out-of-debt.html" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">get out of debt</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;"> (if this is a situation you are in) </span></p><br /><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;">Have you got a side income you would like to share with our readers? Which of the above tips did you find most useful? Let us know in the comment box below.</span></p><div><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;"><br /></span></div></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0tag:blogger.com,1999:blog-5267817124201916027.post-11449122818600280232023-09-19T08:24:00.007-07:002023-09-19T08:24:58.473-07:00Pump Up Your Sabbatical with a Dash of Eccentricity<p> <span style="font-family: Arial, sans-serif; font-size: 11pt; white-space-collapse: preserve;">Are you searching for ways to add some flair and eccentricity into your sabbatical experience? This piece should satisfy any desire for something extraordinary if the everyday is boring you - so buckle up and dive right in!</span></p><span id="docs-internal-guid-691db6fc-7fff-fa41-287b-0f4dc2aab7d3"><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: center;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;"><span style="border: none; display: inline-block; height: 416px; overflow: hidden; width: 624px;"><img height="416" src="https://lh5.googleusercontent.com/hlbZgJba-3196et3H8rD6wtrQoqGeMK2H-F7aLOU9WJqAtInUK2hDqR2xmD9ZBzjfXGRqdcxvrkUqp0zn_bLseV03xCdmVYypL3xkrGSacBl0fc2S24S9nsT6fvcF-QikIsL8tV8j_aVV4-HeHSQ96Q" style="margin-left: 0px; margin-top: 0px;" width="624" /></span></span></p><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt; text-align: center;"><a href="https://unsplash.com/photos/Q5YmoshplRk" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Photo by Andreea Petruti on Unsplash</span></a></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Become an Artisanal Cheese Connoisseur in France</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;">France, known for love, la vie bohème, and... cheese? Roll up your sleeves, don a beret, and dive headfirst into the world of artisanal cheese! From creamy Camembert in Normandy to potency Roquefort from Southern France - embark on an artisanal cheese journey! </span><a href="https://parolesdefromagers.com/en/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Cheese-making workshops</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;">, local farm visits, and culminating with an unforgettable cheese-tasting session at a Parisian fromagerie are just the start - your tastebuds won't ever be the same again after participating in such experiences! When you return home, your stories of cheesy adventures will surely make the room buzz with laughter!</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Pan for Gold in Canada's Wild West </span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;">Bring out your wide-brimmed hat; we are headed north into Yukon - Canada's own Wild West. Did you ever think your sabbatical could turn you into an avid gold digger? No? Why not! Spend your days knee-deep in sparkling rivers, swirling your pan through rocks and silt to </span><a href="https://mammothgoldnuggets.com/heading-north-where-to-pan-for-gold-in-canada/" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">pan for gold</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;"> - who knows, maybe one or more shiny nuggets await discovery? Once the sun goes down, gather around a campfire with fellow prospectors to share tales of gold panning - you may leave with more than just memories but an Alaskan tan, vial of dust, and stories to tell. Remember: all that glitters isn't necessarily gold; it could also be part of your memorable sabbatical experience!</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Explore the Underworld: Caving in New Zealand</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;">Let's travel across the Pacific and experience New Zealand, which boasts beautiful landscapes like its land of the Long White Cloud. Let's move underneath these idyllic sights for a moment to go caving underground! </span><a href="https://www.waitomo.com/glowworms-and-caves/waitomo-glowworm-caves" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">Waitomo Glowworm Caves</span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;"> provide an enthralling journey into an illuminated underwater realm reminiscent of something out of a science fiction novel. Explore dark caverns illuminated only by thousands of tiny glowworms lighting the ceilings - an experience like no other! Waitomo offers something to satisfy every adventurer - from peacefully floating along underground rivers to an adrenaline rush with black water rafting! Whatever your preference, Waitomo offers something suitable. As soon as you emerge from the depths, with clothes soaked and heart racing, memories of an unforgettable underground galaxy will flood back. Kiwi landers refer to this momentous occasion as your "sweet as" moment! No trip to New Zealand would be complete without meeting one or more of these unique glow-in-the-dark creatures!</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Join a Monastic Community in Bhutan</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;">Step away from everyday stressors and immerse yourself in Bhutan's peaceful mountains for an </span><a href="https://www.volunteerfdip.org/volunteer-and-live-in-a-buddhist-monastery-stay-connected-with-peace-and-compassion" style="text-decoration-line: none;"><span style="color: #1155cc; font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space-collapse: preserve;">inspiring Buddhist monastic community </span></a><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;">experience - Land of the Thunder Dragon. At our forth eccentric adventure, we introduce you to a world of introspective solitude - joining a Bhutanese monastic community. Devoid of the incessant demands and noisy distractions of modern life, this experience provides you with a chance to engage in mindfulness practices, consider life's profound questions and potentially discover your own form of Zen. Time can often seem fleeting in our world of constant distraction, yet here you will be encouraged to stop, breathe and simply be. Perhaps this could even be your 'Eat, Pray, Love' moment without all of the pasta pounds! Not everyone may appreciate a visit to Bhutan's peaceful monasteries; but those willing to embrace the experience may find a stay there could provide just the spiritual boost you were searching for. So are you ready to exchange your smartphone for a prayer wheel?</span></p><br /><h2 dir="ltr" style="line-height: 1.38; margin-bottom: 6pt; margin-top: 18pt;"><span style="font-family: Arial, sans-serif; font-size: 16pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 400; vertical-align: baseline; white-space-collapse: preserve;">Conclusion: Welcome the Eccentric</span></h2><p dir="ltr" style="line-height: 1.38; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;">So there you have it, courageous souls! The world is your oyster when it comes to exotic experiences that can make your sabbatical truly extraordinary. Remember that life is too short to settle for mundane adventures; embrace eccentric experiences - because why not?</span></p><div><span style="font-family: Arial, sans-serif; font-size: 11pt; font-variant-alternates: normal; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space-collapse: preserve;"><br /></span></div></span>Lisahttp://www.blogger.com/profile/15060001124102106893noreply@blogger.com0